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Leitchfield Homeowners Insurance

Find the Right Leitchfield, KY Homeowners Insurance

Find the right homeowners insurance policy for you.

Ann Herro | March 15, 2020

Leitchfield, KY is a beautiful town, situated between the Rough River Lake and the Nolin River Lake. If you are looking for small-town charm with beautiful scenery, Leitchfield has it all. Homeowners in Leitchfield enjoy many advantages, but they also have to contend with serious weather threats. This area is at high risk for tornadoes that cause severe property damage. It is important to be prepared with a comprehensive Leitchfield homeowners insurance policy.

If you are looking for the best coverage to protect your home from the most common threats, let an Independent Insurance Agent help. Our agents will guide you through your home insurance options and help you select a reliable homeowners insurance plan that will protect your home.

  • National yearly premium average: $1,034
  • Kentucky yearly premium average: $916
  • 27th most expensive premium in the U.S.

Kentucky residents enjoy home insurance premiums that trend below the national average. Despite the low rates, it can still be a challenge to navigate through all the policies to find the right one. The size, location, and age of your home are all factors that are considered when determining your specific rate.

Leitchfield Second Home and Vacation Home Insurance

Leitchfield’s laid back atmosphere and beautiful lakeside scenery make it a desirable place to purchase an investment property or a second home. This city is a great place to visit, but nothing beats owning your own property in the area. If you own a second home or a vacation home in Leitchfield, our agents can help you find affordable Leitchfield home insurance coverage to protect against the most concerning local threats.

Number of Thefts in Kentucky

  • National number of burglaries: 37,814
  • Kentucky number of burglaries: 26,213

Kentucky’s crime rate trends well below national averages, but burglaries are still a common problem. Burglaries can be a big problem for vacation homes because they are left unsupervised for long periods of time. Make sure you have invested in a comprehensive home insurance policy so if you fall victim to a robbery or vandalism, you can replace stolen or damaged property. Independent insurance agents will point you toward the policies that offer maximum protection against theft.

Number of Catastrophes in Kentucky

  • Number of catastrophes in Kentucky: 743
  • Number of tornadoes in Kentucky: 17
  • 1 in 15 insured homes has a claim each year

Even though Kentucky generally enjoys mild winters and pleasant summers, occasional weather threats can be a problem. Tornadoes are pretty common in the Bluegrass State, and homeowners have to take action in advance to be prepared. If a serious storm, flood or wildfire causes damage to your home, you can rely on your home insurance policy to step in and pay for repairs.

What Are the Risks in Leitchfield?

Leitchfield has a high risk for tornadoes, with an average of one each year. This area has seen 71 tornadoes since 1950 alone. In 1974, a massive F5 storm ripped through the city leaving 31 dead and 270 injured. Every family in this area needs to think ahead and have an emergency plan in place to deal with tornadoes. Our agents can help you find a Leitchfield homeowners insurance plan that offers maximum protection so you are prepared when the next big storm hits.

Compare Leitchfield Home Insurance Quotes

In order to find the best rates on Leitchfield home insurance, the first thing to do is compare quotes. Our Independent Insurance Agents can save you valuable time by showing you multiple quotes on multiple policies all in one convenient place. Our experienced agents will help you compare your options and choose a homeowners insurance plan that will best protect your home against Leitchfield’s most serious threats. 

Contact an agent to get your free quote on home insurance in Leitchfield today.

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