Home Insurance Costs for Pikeville, KY | Trusted Choice

Pikeville Homeowners Insurance

Find the Right Pikeville, KY Homeowners Insurance

Find the right homeowners insurance policy for you.

Ann Herro | March 14, 2020

Pikeville, KY is a tight-knit community, located in the Appalachian Mountains along the Levisa Fork of the Big Sandy River. Each year, the community gathers for its much anticipated Hillbilly Day Festival to celebrate the local Appalachian culture. Homeowners in Pikeville enjoy the small-town feel, but along with it come serious weather threats and a higher than average crime rate. If you own a home in Pikeville, you will face many different threats, so make sure you are prepared with a comprehensive Pikeville homeowners insurance policy.

Our Independent Insurance Agents will help you find the best coverage to safeguard your home against any threat you may face while also keeping your budget in mind. Our agents will guide you through your home insurance options and help you select a reliable homeowners insurance plan that will protect your home in Pikeville.

  • National yearly premium average: $1,034
  • Kentucky yearly premium average: $916
  • 27th most expensive premium in the U.S.

One advantage of living in Kentucky is that the home insurance rates trend on the low end of the national average. Several different factors affect how much you pay for your home insurance in Pikeville. Some of these factors include the size, location, and age of your home. After taking all of this into consideration, you will have a better idea of how much your personalized home insurance will cost.

Pikeville Second Home and Vacation Home Insurance

Pikeville was recognized as among the 100 Best Small Towns in America by Norm Crampton. This beautiful mountain town is the perfect place to buy a second home or vacation property. Our agents are always available to walk you through the process of finding affordable Pikeville homeowners insurance to protect your investment against local threats.

Number of Thefts in Kentucky

  • National number of burglaries: 37,814
  • Kentucky number of burglaries: 26,213

Despite the fact that Kentucky’s crime rate trends well below national averages, burglaries are still a common problem, especially among vacation homes. If you become the victim of a home invasion or the target for vandalism, make sure you have the best comprehensive Pikeville home insurance policy in place to cover all your valuables. An independent insurance agent will point you toward the policies that offer maximum protection against theft.

Number of Catastrophes in Kentucky

  • Number of catastrophes in Kentucky: 743
  • Number of tornadoes in Kentucky: 17
  • 1 in 15 insured homes has a claim each year

Kentucky tends to be a mild place to live when dealing with weather patterns. However, even in the mildest conditions, weather threats can still pose a risk to your property. It is always best to be prepared for the occasional tornado and flooding if you’re a resident of Kentucky. You can rely on your home insurance policy to help replace damaged valuables or repair damaged property when the next big storm hits your home. Your Pikeville home insurance policy steps in and pays for repairs.

What Are the Risks in Pikeville?

Pikeville has a crime rate that is well above the national average. It is crucial to have a good home insurance policy that will protect your property. Another risk to this city includes the risk of flooding, especially for residents around the Big Sandy River. Flooding can happen quickly, so it is important that residents have a plan in place in case of an emergency situation. Our agents can help you find a homeowners insurance plan that offers maximum protection from this common threat.

Compare Pikeville Home Insurance Quotes

Finding the best home insurance can be an overwhelming process for homeowners. The best place to start is to compare quotes from several different policies. Our Independent Insurance Agents take the guesswork out of the process by offering several quotes on multiples policies to help you choose what is best for you. Our agents will help you select a customized home insurance option that protects you against any threats you will face as a resident of Pikeville. 

Contact an agent to get your free quote on Pikeville home insurance today.

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