Versailles Homeowners Insurance

Find the Right Versailles, KY Homeowners Insurance

(Find the right homeowners insurance policy for you.)

Versailles, KY is located in the heart of the Bluegrass region and only a short drive from Lexington and Louisville. This beautiful city is known for its serene farmland, antique shops, and historic bed and breakfasts. Homeowners in Versailles enjoy many advantages, but they also have to contend with serious weather threats. From tornadoes to hail storms to wildfires, your home is always at risk, so make sure you’re prepared with a comprehensive Versailles homeowners insurance policy.

Our Independent Insurance Agents are experts, who will help local homeowners find the best coverages to protect against common threats. Our agents will guide you through your options and help you select a reliable Versailles homeowners insurance plan that will protect your home.

  • National yearly premium average: $1,034
  • Kentucky yearly premium average: $916
  • 27th most expensive premium in the U.S.

Kentucky’s home insurance rates trend on the low end of the national average. This is a big advantage of living in a city in Kentucky. Of course, several factors influence how much you pay for homeowners insurance in Versailles. Your home's size, location, and age are all factored in when determining your individual rate.

Versailles Second Home and Vacation Home Insurance

Versailles has been featured in many movies, including“Secretariat” in 2010. As more and more national attention is turned to Versailles, it is quickly becoming a hot spot among tourists and curious vacationers. With its many horse farms and beautiful bed and breakfasts, it is the perfect place to own a vacation home. Our agents can help you find affordable Versailles home insurance coverage to protect against the most concerning local threats.

Number of Thefts in Kentucky

  • National number of burglaries: 37,814 
  • Kentucky number of burglaries: 26,213

Kentucky’s crime rate trends well below the national average, but the city of Versailles has a higher crime rate than the national average. Make sure you are prepared with a comprehensive Versailles homeowners insurance policy that protects your home and valuables. Independent insurance agents will point you toward the policies that offer maximum protection against theft.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Kentucky

  • Number of catastrophes in Kentucky: 743
  • Number of tornadoes in Kentucky: 17
  • 1 in 15 insured homes has a claim each year

Kentucky has generally mild weather all year round. However, weather threats can happen anywhere. Tornadoes are pretty common in the Bluegrass State, and homeowners have to take action in advance to be prepared. If a serious storm, flood or wildfire causes damage to your home, you can rely on your home insurance policy to step in and pay for repairs.

What Are the Risks in Versailles?

Versailles has a high crime rate when compared with the national average. This puts local homeowners at a higher risk for vandalism and burglaries. Our agents can help you find a homeowners insurance plan that offers maximum protection from this common threat.

Compare Versailles Home Insurance Quotes

As a homeowner, you want to have the best rate on your Versailles home insurance, and the first step is to compare quotes. Our Independent Insurance Agents make that easier than ever before by offering quotes on multiple policies in one convenient place. Our experienced agents will help you compare your options and choose a homeowners insurance plan that will best protect your home against Versailles’s most serious threats. 

Contact an agent to get your free quote on home insurance in Versailles today.

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