Abbeville Homeowners Insurance

What Your Abbeville, LA Homeowners Insurance Policy Needs

Find the right homeowners insurance policy for you.

Along the banks of the Vermillion River, you’ll find the beautiful city of Abbeville, Louisiana’s favorite city for oysters and seafood. Living in Abbeville, LA offers a lot of benefits, like a quaint downtown area, dozens of top-notch oyster bars and an old-fashioned sense of southern hospitality. However, homeowners here also have to be mindful of the weather, which can deliver serious problems each year. Make sure your home is covered with comprehensive Abbeville homeowners insurance to protect from hurricanes to tornadoes. 

Our Independent Insurance Agents provide personalized support to residents of Abbeville who are searching for affordable home insurance options. Our experienced agents will answer your questions, help you navigate coverages and even provide quotes on multiple policies to make sure you get the best rate.

  • National yearly premium average: $1,034
  • Louisiana yearly premium average: $1,742
  • 2nd most expensive premium in the U.S.

Living in Louisiana provides a lot of perks, but its home insurance rates are among the highest in the country. Several factors determine how much you ultimately pay for home insurance. Your home's size, age and location, and proximity to the river all play a part in determining your rate. Homes with swimming pools, trampolines or aggressive dogs oftentimes have higher rates on home insurance in Abbeville.

Abbeville Second Home and Vacation Home Insurance

Abbeville’s reputation for mouth-watering seafood and throwback French heritage has quickly spread across the nation. Tourists come from far and wide to spend time in Abbeville’s quaint community, making this a perfect place to invest in a second home or vacation property. Insuring a second home can be tricky because homeowners are not on-site regularly to monitor conditions. Our Independent Insurance Agents can help you find the best home insurance policy designed specifically to protect vacation properties and investment homes against Louisiana’s most worrisome threats.

Number of Thefts in Louisiana

  • National number of burglaries: 37,814
  • Louisiana number of burglaries: 41,184

Louisiana homeowners have to deal with a crime rate that's well above the national average. Burglaries are a serious concern, so make sure you take precautions by locking your doors and keeping a security alarm on when you’re not at home. If you do become the victim of a burglary, your homeowners insurance becomes more important than ever before. You can file a claim and receive compensation for stolen valuables and the money you need to make property repairs.

Number of Catastrophes in Louisiana

  • Number of catastrophes in Louisiana: 369
  • Number of tornadoes in Louisiana: 29
  • Amount of property damage in Louisiana: $10,240,000
  • 1 in 15 insured homes has a claim each year

Louisiana’s unpredictable weather can be maddening for local homeowners. Some years pass by with barely more than a severe thunderstorm while other years pack a punch with devastating hurricanes and coastal storms. The only way to really be sure your property investment can withstand the test of time in the Bayou is by investing in homeowners insurance now.

What Are the Risks in Abbeville?

Abbeville has a long history of devastating storms, with 53 hurricanes since 1930. Tornadoes are even more frequent, with an average of three per year, totaling 176 since 1950. In 1961, a massive F3 tornado touched down in Abbeville causing 55 injuries, one death, and widespread property damage. While home insurance isn’t going to make your property invincible to storms, it gives you the resources you need to rebuild or make repairs once the storm is over.

Compare Abbeville Home Insurance Quotes

If you’re searching for a reliable homeowners insurance policy in Abbeville, our Independent Insurance Agents can help. Our caring agents will provide quotes on multiple policies to give you an extra advantage as you shop around for the best rate. You can compare the cost and coverage options and select a policy that is best suited to protect your property. 

If you’re ready to invest in comprehensive Abbeville home insurance at an affordable price, contact an agent today for a free quote.

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