Covington Homeowners Insurance

Find the Right Covington, LA Homeowners Insurance

Find the right homeowners insurance policy for you.

Covington, LA is a beautiful scenic city, located at the fork of the Bogue Falaya River and the Tchefuncte River. This charming city is also considered to be part of the New Orleans metro area, making it a great place to live and work in. Of course, the close proximity to water also poses some serious challenges to local homeowners. That’s why Covington homeowners insurance is so important. 

Our Independent Insurance Agents specialize in helping Covington homeowners find the most reliable home insurance plans. Our experienced agents can help you find affordable rates on the coverage you need to protect your home against Louisiana’s most concerning threats.

  • National yearly premium average: $1,034
  • Louisiana yearly premium average: $1,742
  • 2nd most expensive premium in the U.S.

Home insurance rates in Louisiana do trend well above the national average. This is mainly due to the frequent flooding and severe weather residents face. Our agents can help you find budget-friendly coverage by matching you with discounts for security upgrades, energy efficiency, and bundled coverages. Keep in mind your individual rate is determined by several factors including the age, size, and location of your home.

Covington Second Home and Vacation Home Insurance

Covington’s beautiful scenic views and outdoor water sports make it a perfect place to invest in a second home or vacation property. Tammany Trace trail is located in Covington and stretches 31 miles through Louisiana. Whether you want a vacation home for personal use or as rental property, our agents can help you find the best insurance to protect your property. This way, you will have the peace of mind that your property is protected even when you are away.  

Number of Thefts in Louisiana

  • National number of burglaries: 37,814
  • Louisiana number of burglaries: 41,184

Home invasions are an ongoing problem in Louisiana, and Covington is no exception. As a homeowner, you should always keep doors and windows locked and consider installing an upgraded security system in your home. Ultimately the best protection is choosing a Covington homeowners insurance plan that covers theft and pays to replace stolen valuables in case a burglar strikes in your neighborhood.

Number of Catastrophes in Louisiana

  • Number of catastrophes in Louisiana: 369
  • Number of tornadoes in Louisiana: 29
  • Amount of property damage in Louisiana: $10,240,000
  • 1 in 15 insured homes has a claim each year

Over the years, Louisiana has faced hundreds of natural disasters. From life-threatening floods to devastating hurricanes, this state has been pummeled by one storm after another for decades. With more than $10 million in property damage reported every year, homeowners in this state simply can’t afford to skimp on home insurance. 

What Are the Risks in Covington?

Covington residents face a high risk during hurricane season. They have experienced 62 storms since 1930. These storms often leave behind rising floodwaters and severe wind damage to property. Hurricane Katrina hit Covington especially hard, sending a timely reminder of how important it is to have good reliable home insurance.

Compare Covington Home Insurance Quotes

If you are looking for the best way to save on your home insurance premiums, let our agents help you compare multiple policies. Our Independent Insurance Agents will provide customized rate quotes from multiple policies all in one convenient place. Take time to compare quotes, and choose a plan that will comfortably work within your personal budget. 

If you’re looking for affordable Covington home insurance, contact an agent today, and receive a free customized rate quote.

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