Brockton Car Insurance

Everything You Need to Know About Car Insurance in Brockton

Find the right car insurance policy for you.

Over the years, Brockton, MA has grown from a quaint farming community to a booming city with diverse cultures and nearly 100,000 residents. Named as one of the “Best Communities for Young People” on three different occasions, this city is a great place to live and work in. However, Brockton residents have to deal with nonstop traffic. Recently, there were nine pedestrians killed in car accidents, causing the city to stop and consider how to manage this growing problem. 

If you’re a driver in this area, make sure you are covered with the best Brockton car insurance. Our Independent Insurance Agents are experts when it comes to matching drivers with the best auto insurance coverage. Whether you’re looking for a minimal liability policy or hoping to find a comprehensive coverage plan, our friendly agents can help.

  • National average cost per year: $1,311
  • Massachusetts average cost per year: $1,460
  • #16 most expensive auto premium in the U.S.

Drivers in Massachusetts can expect to pay more than the national average for car insurance. Luckily, there are several ways you can save. Our Independent Insurance Agents can help you find safe driving discounts and special incentives for hybrid cars to help bring down the overall cost of car insurance. Ultimately, your rate varies depending on your age, your driving record and the kind of car you drive.

Massachusetts Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: required
  • Minimum liability limits: 20/40/5

There is no way to guarantee that you, as a driver on the busy roadways of Massachusetts, can avoid an accident. If you do find yourself in this tragic situation, you’re facing 2 tons of steel and glass hitting your car, and it’s never a good outcome, even with a simple fender bender. That’s why Massachusetts requires all drivers to have car insurance to cover liability. Drivers in this state need to purchase a minimum of $20,000 for personal injury protection, $40,000 for bodily injury liability and $5,000 for property damage liability.

Number of Uninsured Motorists in Massachusetts

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Massachusetts drivers: 3.9%

Even though the state requires Massachusetts drivers to be insured, some drivers still neglect to get car insurance or to purchase an adequate policy. If you have an accident with an uninsured or underinsured motorist, the consequences can be terrible. You’ll be paying to repair your car out of pocket. Brockton drivers can safeguard against this scenario by investing in uninsured motorist coverage as part of their comprehensive auto insurance plan.

Number of Auto Thefts in Massachusetts

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Massachusetts: 1.91

Most of us never take the time to think about the possibility of auto theft, but it happens every single day. Imagine how frustrating it would be to walk out of the mall and discover that your car is missing. As you shop for car insurance in Brockton, take the time to look for a policy that includes coverage for auto theft. Then if your car does get stolen, you will be able to replace it quickly without having to rely on the police to try to track down the vehicle while you hope that it remains in one piece.

Find a Great Brockton Car Insurance Policy

Shopping for car insurance can be overwhelming. As you navigate the maze of liability, personal injury protection, and uninsured motorist coverage, our Independent Insurance Agents can guide you. Our agents know the auto insurance industry inside and out, and they can point you toward the most affordable car insurance options that provide the best protection. Best of all, our independent insurance agents can provide quotes on multiple policies, allowing you to compare the cost of each policy and find a plan that works for your budget. Before you hit the road in Brockton, take time to invest in comprehensive coverage. 

Contact an Independent Insurance Agent today to get a free quote on Brockton car insurance. 

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