Beverly Homeowners Insurance

Find the Right Beverly, MA Homeowners Insurance

Find the right homeowners insurance policy for you.

Beverly is a picturesque city located along the north shore region of Massachusetts. Just 26 miles from Boston, Beverly, MA provides easy access to big-city amenities while managing to preserve the small-town feel. You’ll find a thriving downtown area with a diverse blend of small businesses and an eclectic mix of local artists showcasing their work. Of course, living in Beverly also presents a few challenges, mostly from unpredictable weather. 

Make sure you’re covered with a comprehensive Beverly home insurance plan. Our Independent Insurance Agents offer a personalized approach to homeowners insurance. Our friendly agents will guide you through all of the most important coverages to protect against the common weather threats that put your Beverly home at risk.

  • National yearly premium average: $1,034
  • Massachusetts yearly premium average: $1,150
  • 11th most expensive premium in the U.S.

Massachusetts home insurance rates trend on the high side, but this is largely due to the prominence of coastal housing. Your individualized rate is determined by your home's size and age, and its location. Waterfront properties naturally have higher rates than those lying safely inland.

Beverly Second Home and Vacation Home Insurance

With miles of gorgeous coastline to explore, Beverly has become a hot spot for tourists and curious vacationers. If you own a vacation home in Beverly, make sure you choose the right type of home insurance to protect against the biggest threats. Waterfront properties face an elevated risk of flooding and wind damage, so it’s crucial that you find an insurance policy that protects your investment. Our Independent Insurance Agents can guide you toward the best home insurance policies that are specifically tailored to the unique needs of second homes and vacation properties.

Number of Thefts in Massachusetts

  • National number of burglaries: 37,814
  • Massachusetts number of burglaries: 30,735

Imagine how terrifying it would be to walk through the front door and discover that your home has been robbed. As you scan the living room, you realize your electronics have all disappeared and there is shattered glass everywhere from a smashed window. Our Independent Insurance Agents can help you find a comprehensive homeowners insurance policy that covers theft. If you get robbed, your insurance policy pays for the property repairs and compensates you for the cost of stolen goods.

Number of Catastrophes in Massachusetts

  • Number of catastrophes in Massachusetts: 140
  • Number of tornadoes in Massachusetts: 2
  • 1 in 15 insured homes has a claim each year

From severe winter weather to frequent coastal storm systems, natural disasters pose a high risk in Massachusetts. With 1 out of 15 insured homes filing a claim each year, it is obvious that homeowners insurance is important. Our Independent Insurance Agents are intimately familiar with the unique risks of living in this state, and they can point you toward a policy that will best protect your home.

What Are the Risks in Beverly?

Beverly is considered a high-risk zone for hurricanes. Over the years, coastal storm systems have been a constant challenge for local homeowners, with torrential rainfall and high wind speeds doing regular damage to homes. Winter weather can also be a problem in Beverly, where snowfall totals average 49 inches per year.

Compare Beverly Home Insurance Quotes

If you’re searching for a comprehensive homeowners insurance policy in Beverly, the first step is to start comparing quotes. Our Independent Insurance Agents make that process easier than ever before by offering custom rate quotes from multiple policies. Take time to compare the benefits and premiums for each plan, and then choose one that will be a good fit for your home. 

Contact an Independent Insurance Agent today to learn more about Beverly homeowners insurance, and get a free rate quote.

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