Plymouth Homeowners Insurance

What Your Plymouth, MA Homeowners Insurance Policy Needs

Find the right homeowners insurance policy for you.

Plymouth, MA is one of the nation’s most iconic cities, with a deep-rooted history dating back to the days of the first American settlers. Today, the city offers some of Massachusetts’ best attractions, from historic landmarks to water sports to whale watching. If you’re lucky enough to live in Plymouth, you’ll enjoy easy access to both Boston and Cape Cod. However, you’ll also have to deal with thousands of tourists every year and unpredictable coastal weather systems. Make sure your home is covered with the best Plymouth homeowners insurance.

Your home is supposed to be your safe haven, but there’s only so much you can do to keep it safe. You can lock your doors to prevent break-ins and install hurricane shutters to prevent wind damage, but there’s no guarantee that your home won’t wind up with serious damage at some point. That’s where home insurance steps in to take care of everything. Our Independent Insurance Agents can help you find a comprehensive home insurance policy to cover the costs of unexpected repairs.

  • National yearly premium average: $1,034
  • Massachusetts yearly premium average: $1,150
  • 11th most expensive premium in the U.S.

With home insurance rates trending on the high side of national averages, Massachusetts homeowners face a real challenge when shopping for affordable coverage. The cost of home insurance can vary from one property to the next and largely depends on the size and age of your home along with risk factors such as waterfront property or areas prone to wildfires or flooding. Our Independent Insurance Agents can help you reduce the overall cost of homeowners insurance by providing multiple rate quotes. This allows you to compare the cost of various policies and find a plan that works for your unique budget and lifestyle. 

Plymouth Second Home and Vacation Home Insurance

Plymouth is a hotbed for tourists, and it has become a popular place for property investors. If you own an investment property or a vacation home in Plymouth, it’s especially important to find the right kind of homeowners insurance. When you’re not on-site daily to monitor the condition of your second home, it’s easy for small problems to go unnoticed. A leaky pipe can turn into a basement flood before you ever notice a dripping faucet. Our Independent Insurance Agents specialize in helping second homeowners find the best coverage options to protect their investments.

Number of Thefts in Massachusetts

  • National number of burglaries: 37,814
  • Massachusetts number of burglaries: 30,735

There is only so much you can do to keep your home safe. Even if you lock your doors or install a top-notch security system, break-ins can happen. If you become the victim of a burglary, your home insurance steps in to compensate you for the cost of stolen items. While there’s no replacing the sentimental value of your grandmother’s pearls, you’ll at least have a chance to replace those expensive electronics and repair the broken window.

Number of Catastrophes in Massachusetts

  • Number of catastrophes in Massachusetts: 140
  • Number of tornadoes in Massachusetts: 2
  • 1 in 15 insured homes has a claim each year

Each year, Massachusetts residents have to deal with an average of 140 catastrophes. From flash floods to wildfires to hurricanes, there are some things you just can’t control. Home insurance is the best way to protect your property against these threats. While no one hopes to have to deal with expensive property repairs, if you have the best homeowners coverage, you will have peace of mind that you can handle it if the need arises.

What Are the Risks in Plymouth?

Plymouth homeowners deal with unpredictable weather year-round. Since 1930, there have been 38 hurricanes to cross through Plymouth, doing extreme damage to local homes and businesses. The winter months don’t offer any reprieve, with extreme winter weather and an average snow fall of 33 inches per year. With heavy snow comes an elevated risk for falling trees, burst pipes, and roof damage. These risks make it essential for every homeowner in Plymouth to seek out the best home insurance coverage.

Compare Plymouth Home Insurance Quotes

The best way to get a good rate on Plymouth home insurance is by comparing rates on multiple policies. Of course, that takes time, which is a valuable commodity in today’s busy world. Our Independent Insurance Agents make it simple to compare rates in one convenient place. Our experienced agents can provide you with free quotes on multiple policies and walk you through the pros and cons of each plan so you can find the best homeowners insurance for your property. 

If you’re ready to start saving on your home insurance plan in Plymouth, contact an agent for a free quote today.

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn