Quincy Homeowners Insurance

What Your Quincy, MA Homeowners Insurance Policy Needs

Find the right homeowners insurance policy for you.

As an immediate suburb of Boston, Quincy, MA is a busy city that offers lots to see and do. Over the years, this area has played an important part in history. It’s best known as the “City of Presidents” and the birthplace of both John Adams and his son John Quincy Adams. If you’re lucky enough to live in Quincy, you enjoy easy access to the beaches of Quincy Bay and only a short drive to all the amenities of Boston. Of course, you also have to deal with coastal storms, flooding and heavy snowfall in the winter. 

That’s why every homeowner in this city needs the protection of a reliable Quincy homeowners insurance policy. Our Independent Insurance Agents specialize in helping Quincy homeowners find the best coverage options at affordable prices. Whether you’re looking for insurance for your condo, single-family home, or vacation property our agents will guide you toward the most reliable and budget-friendly options.

  • National yearly premium average: $1,034
  • Massachusetts yearly premium average: $1,150
  • 11th most expensive premium in the U.S.

There’s no denying that homeowners insurance is expensive in Massachusetts, but that doesn’t mean affordable coverage is out of reach. There are lots of ways that you can save money on home insurance, including discounts for security systems, energy upgrades, and even solar power. Our Independent Insurance Agents can match you with the discounts that will reduce your premiums and make home insurance in Quincy more affordable. 

Quincy Second Home and Vacation Home Insurance

People love to visit Quincy and experience the historic landmarks that are such an integral part of American history. In recent years, there has been a growing number of second homes and vacation properties in Quincy. Whether you’ve invested in a second home to use as a rental or you've purchased a vacation home near Quincy Bay, you need the right kind of home insurance. Our Independent Insurance Agents specialize in helping second homeowners and property investors find affordable coverage options.

Number of Thefts in Massachusetts

  • National number of burglaries: 37,814
  • Massachusetts number of burglaries: 30,735

Your home is your castle, and you should always feel safe when you come home at the end of a long, hard day. Unfortunately, break-ins do happen, and burglaries are something no one can completely prevent. Whether a thief sneaks in during the night to steal your electronics or someone completely empties your condo while you’re away at work, it’s a violation of your privacy, and it can leave you feeling rattled. Fortunately, home insurance will step in to pay for property repairs and reimburse you for the cost of stolen goods.

Number of Catastrophes in Massachusetts

  • Number of catastrophes in Massachusetts: 140
  • Number of tornadoes in Massachusetts: 2
  • 1 in 15 insured homes has a claim each year

The beautiful coastal scenery in Massachusetts comes at a high cost. Along with the gorgeous beaches, you get a high risk for hurricanes and coastal storm systems. Pair that with heavy snowfall in the winter, and it’s a recipe for property damage. Home insurance provides you with peace of mind that you’re always covered, no matter what Massachusetts’ unpredictable weather throws your way.

What Are the Risks in Quincy?

Each year, Quincy receives an average of 49 inches of snowfall. Sometimes the winter storms can get severe, causing burst pipes, collapsed roofs, and falling trees. If your home gets damaged, having a reliable home insurance policy makes all the difference. You can file a claim and get access to the money you need to quickly make repairs before the problem gets even worse.

Compare Quincy Home Insurance Quotes

Saving money on homeowners insurance in Quincy starts with a call to our Independent Insurance Agents. Our knowledgeable agents will provide free rate quotes on multiple policies so you can compare premiums and find a plan that works for your budget. Forget spending hours calling one insurance carrier after another to get quotes. Our Independent Insurance Agents can provide you with everything you need, with less hassle and time wasted. 

If you’re ready to start comparing rates on Quincy home insurance, contact an agent today.

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