Officially settled in 1713, Stoughton, MA has a rich history as a significant shoemaking community and choral society. The town has come a long way since then and is now home to 26,962 residents, who take pride in calling the area home. It's located just 17 miles from Boston, MA and 25 miles from Providence, RI — offering an ideal place for families to grow and entrepreneurs to succeed. The town is a safe community, but the 10,818 homes need protection from unexpected weather, unwarranted crime and unforeseen property damage that may come their way.
Our Independent Insurance Agents are here to find comprehensive and affordable Stoughton homeowners insurance that protects you from all of these risks and more. We are experienced in assessing families'' unique risks and are your sounding board when it comes time to compare coverages. Let us help you protect your home and family.
- National yearly premium average: $1,034
- Massachusetts yearly premium average: $1,150
- 11th most expensive premium in the U.S.
The Bay State may have increased average homeowner insurance rates due to its coastal location, but your individual Stoughton policy should be priced appropriately and dependent on unique factors. Your home's age, location, and building materials are taken into account when determining premium amounts. Let an agent walk you through the process and give you quotes in your price range to compare.
Second and Vacation Home Insurance
Many families and retirees purchase secondary homes in the Stoughton area. It's an ideal place to relax in, with entertainment options and easy access to the city. But second and vacation homes need just as much — if not more — insurance than primary residences, since they will likely be vacant more often or have more rental guests. Discuss your options with an agent today.
Number of Thefts in Massachusetts
- National number of burglaries: 37,814
- Massachusetts number of burglaries: 30,735
You can help prevent a burglary by installing a security system, having a watchdog and leaving porch lights on, but having comprehensive home insurance is the only sure-fire way to protect yourself. The proper policy compensates you for broken windows and stolen personal property so you can stay financially stable. If you're the victim of a break-in, an agent will stay by your side as you deal with the aftermath — giving you a shoulder to lean on and a financial partner to get you the money you deserve.
Number of Catastrophes in Massachusetts
- Number of catastrophes in Massachusetts: 140
- Number of tornadoes in Massachusetts: 2
- 1 in 15 insured homes has a claim each year
Stoughton weather can be a doozy, ranging from heavy snowfall to hurricane-caused downpours. Because 6% of insured homes file a claim annually, you need a home insurance policy that covers damage from flooding, winter storms, and summer tornadoes. Luckily, an agent can find you something affordable and customized to your unique homeowner needs.
What Are the Risks in Stoughton?
It's no surprise that the biggest risks in Stoughton involve bad weather. Because Massachusetts is an ocean-side state, hurricanes can bring high winds and strong rain that cause roof damage and flooding. Similarly, winter storms can cause pipes to freeze, and feet of snow can cause roofs to collapse. Mother Nature can strike without warning, which is why your homeowners policy should take these risks into account.
Compare Stoughton Home Insurance Quotes
As a Massachusetts resident, your local insurance agent knows the unique hazards that your Stoughton homeowners policy needs to address. Because our agents aren't tied down to one carrier, we can get quotes from numerous carriers to give you a plethora of options within your price range. We want to help protect one of your most prized possessions with comprehensive and affordable Stoughton home insurance.