Clinton Township Car Insurance

Everything You Need to Know About Car Insurance in Clinton Township, MI

Clinton Township, MI residents know traffic. With such close proximity to bustling Detroit, Clinton Township residents find it hard to find some peace and quiet time on the road. Not only is the metropolitan area heavily populated, but congestion can cause accidents on a daily basis, crime can occur in a moment's notice and the number of uninsured motorists is on the increase. Do you feel protected with your current car insurance policy?

Our Independent Insurance Agents have both personal and professional experience when it comes to car insurance. Why not use the expertise and customization to your advantage? Let our agents find you the most affordable, comprehensive Clinton Township car insurance out there so you can drive with peace of mind.

  • National average annual cost: $1,311
  • Michigan average annual cost: $2,476
  • #1 most expensive auto premium in the U.S.

You may feel the pain of sticker shock when you see the average annual car insurance cost in Michigan, but don't let it fool you. Every individual's car insurance rate is determined by a number of specific factors, such as gender, marital status, neighborhood, and car history. Luckily, our agents will find you the most affordable Clinton Township auto policy so you can stay protected without breaking the bank.

Michigan Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 20/40/10

Legally, you're required by the state of Michigan to have an auto policy with at least $20,000 in personal injury coverage, $40,000 for bodily injury liability and $10,000 for property damage. But it's likely an accident will set you back more than that. Talk to a local agent about how much protection you really need so you feel comfortable driving on the road.

Number of Uninsured Motorists in Michigan

  • Uninsured U.S. drivers: 12.6%
  • Uninsured Michigan drivers: 21%

It's shocking how many uninsured drivers there are on Michigan's roads. Don't take any risks, and ensure you're safeguarded against an unexpected accident with someone who can't pay for the damage they cause. The proper Clinton Township car insurance should include coverage against uninsured and underinsured motorists — just talk to your local agent to learn more.

Number of Auto Thefts in Michigan

  • National number of thefts per 1,000 vehicles: 2.94
  • Michigan number of thefts per 1,000 vehicles: 3.33

Unfortunately, Michigan doesn't have the best auto theft rates out there. Don't be caught in an unforeseen situation with a broken windshield and stolen items. Be prepared for the worst by knowing what your car insurance policy covers when it comes to thefts and break-ins. Our agents will not only supply you with prevention tips, but they will find you the most comprehensive policy possible.

Find a Great Car Insurance Policy in Clinton Township

Purchasing the right car insurance can get complicated. That's why our Independent Insurance Agents are here to answer your questions and find you the most comprehensive and affordable coverage on the market. Our agents have the ability to compare quotes from numerous carriers since they aren't tied down to just one company, which means that you'll receive customized Clinton Township car insurance.

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