DeWitt Car Insurance

Everything You Need to Know About Car Insurance in DeWitt, MI

DeWitt is a quaint town in the heart of Michigan. It's a family-friendly spot just north of Lansing, offering a getaway from the hustle and bustle, with opportunities to explore city life. Our Independent Insurance Agents know what it means to be a local DeWitt, MI resident. Our agents know the risks you face on Interstate 69 and in the city, as well as how much your vehicle means to you and your family. 

You need a comprehensive DeWitt car insurance policy that protects you against every risk you face as a car owner — whether as small as a fender bender or as big as vehicle theft. Your customized auto policy should be tailored to your unique needs and wants and should take into account your budgetary restrictions. Let an agent get you set up with a policy that you can rely on.

  • National average cost per year: $1,311
  • Michigan average cost per year: $2,476
  • Most expensive auto premium in the U.S.

Do you know how your car insurance premium rate was calculated? Michigan may have the most expensive average premium in the country, but that doesn't mean you should be overpaying. Your vehicle's make, model and age, as well as your individual claims history, should be specific factors that your policy should take into account. Luckily, an agent can take these details and compare quotes with numerous carriers to find you an affordable option.

Michigan Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: not required
  • Minimum liability limits: 20/40/10

Michigan requires drivers to have minimum coverage of up to $40,000 for all persons injured in an accident, $20,000 for an individual and $10,000 for property damage. But if you get into an accident, costs can soar past these limits and force you to pay for medical bills and car repairs out of pocket. Consider a DeWitt car insurance policy with higher limits to ensure you have 360 degrees of protection.


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Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Michigan

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Michigan drivers: 21%

It's no surprise that the state has the highest average premium rates due to the overwhelming number of careless drivers on the road. The statistics make it clear that you need uninsured/underinsured motorist coverage as part of your car insurance plan. Collecting compensation from these drivers after an accident can be extremely difficult, but this coverage will keep you financially stable. Talk to an agent about your options in order to be sure you're protected on the road.

Number of Auto Thefts in Michigan

  • National number of thefts per 1,000 vehicles: 2.94
  • Michigan number of thefts per 1,000 vehicles: 3.33

DeWitt may be a small, quiet town, but thefts still remain a big risk in Michigan — especially if you escape to the city for the weekend. You can take precautionary steps such as parking under street lights or hiding personal property first, but the best way to prepare is with comprehensive DeWitt auto insurance. This insurance covers broken windows and stolen personal items and may even cover "other than collision" situations, like hit-and-runs and fallen trees.

Find the Best DeWitt Car Insurance Policy

Our Independent Insurance Agents aren't tied down to one carrier; they have open relationships with numerous carriers. This allows them to use your personal information, risk analysis, and budgetary needs to find something both comprehensive and affordable. 

Contact your local agent to get started — we will gladly guide you through the DeWitt car insurance buying process and eliminate any headaches or confusion along the way.

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