Whether you're visiting the historic Crossroads Village and Huckleberry Railroad or grabbing dinner at Sherman's Lounge, Flint is always a great place to visit or call home. A quick drive through the downtown area will lead you to numerous restaurants and shops, but you'll have to get through traffic first! With thousands of cars traveling through the city each day, every driver in Flint needs a reliable car insurance policy.
If you're looking for affordable Flint auto insurance, the first step is to contact an Independent Insurance Agent. Our friendly agents can provide you with multiple quotes on various policies at once so you compare all of your options in one place. By working with an agent, finding Flint car insurance will be a breeze! You will get the most coverage options and affordable premiums all in one convenient place.
Cost of Car Insurance in Michigan
• National Average Cost Per Year: $1,311
• Michigan Average Cost Per Year: $2,476
• #1 Most Expensive Auto Premium in US
Auto insurance is more expensive in Michigan, but that doesn't mean affordable coverage is impossible to find. Your rate is dependent on several factors: your driving record, your age, and the make and model of your car will all be factored in to determine your premium.
Michigan Car Insurance Requirements
• Body Injury Liability: Required
• Property Damage Reliability: Required
• Personal Injury Protection (PIP): Required
• Minimum Liability Limits: 20/40/10
Flint drivers are legally required to have minimum liability coverage of $20,000 for individual injuries, $40,000 for total persons injured, and $10,000 for property damaged in an accident. At first glance, this seems like sufficient coverage to protect you in a typical collision, but the costs can actually far exceed these minimums. If that happens, you will be stuck paying the difference out of pocket. That's why you should look for a Flint car insurance policy with as much liability coverage as you can afford so that you are always protected in case of a collision.
Number of Uninsured Motorists in Michigan
• How many US drivers are uninsured: 12.6%
• How many Michigan drivers are uninsured: 21%
Over one-fifth of Michigan drivers are uninsured so if you have a wreck, you will want to have Uninsured Motorist Coverage. If the other party isn't insured, you could be stuck paying for damage to your car or medical bills out of pocket. The only way to insure you are fully covered in case of an accident is to have a comprehensive auto insurance policy in place ahead of time.
Number of Auto Thefts in Michigan
• National Number of Thefts for 1,000 Vehicles: 2.94
• Number of Thefts for 1,000 Vehicles in Michigan: 3.33
Car theft is never expected and it's always devastating. Just imagine how you would feel if you walked out of the supermarket to discover your car is no longer where you left it. If this happened to you, would you be prepared? Choose a Flint car insurance policy that includes coverage for theft so you are always protected.
Find a Great Flint Car Insurance Policy
Choosing the right auto insurance policy is an important step for every Flint driver. If you don't know where to start, contact an Independent Agent today. Our friendly agents will work with you to create a custom policy with all the coverage you need to stay protected. They can quote from multiple policies to secure the best price for your coverage needs. Our experienced Independent Insurance Agents make it simple to find affordable, comprehensive auto insurance in Flint.
Contact an agent today to learn more about your coverage options!