Ann Arbor Homeowners Insurance

Find the Right Ann Arbor, MI Homeowners Insurance

Find the right homeowners insurance policy for you.


Ann Arbor is known as the "Tree Town," with 157 city parks and some of the most gorgeous scenery in Michigan. Over the years, this city has become a hub for medical research, with the University of Michigan standing as one of the most prestigious research universities in the United States. If you're lucky enough to live in Ann Arbor, MI, you will enjoy all the perks of a small-town feel with the amenities of the big city. Just make sure you're prepared for the frigid winter weather and lake effect storms with reliable Ann Arbor homeowners insurance.

Our Independent Insurance Agents specialize in helping Ann Arbor homeowners find the most affordable comprehensive home insurance. Whether you live in one of the city's old historic homes or a modern condo near the university, our experienced agents can help you find a homeowners policy that is right for you.

  • National yearly premium average: $1,034
  • Michigan yearly premium average: $802
  • 37th most expensive premium in the U.S.

Home insurance in Michigan costs well below the national average. However, there are several factors that will influence your overall rate. Our Independent Insurance Agents will ask you for information about your home's size and age, proximity to the Huron River, and high-risk factors like a trampoline or aggressive dog breed. All of these factors will influence how much you pay for home insurance. 


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Ann Arbor Second Home and Vacation Home Insurance

Ann Arbor is a great place to purchase a second home to use as an annual family vacation spot or even as an investment property. Finding the best homeowners insurance for a second home can be tricky, but our experienced agents can help you navigate the coverage options and find a policy that will best protect your investment. 

Number of Thefts in Michigan

  • National number of burglaries: 37,814
  • Michigan number of burglaries: 56,344

The high crime rate in Michigan is a major cause for concern among homeowners. Burglaries are always devastating, but if your home is robbed, home insurance covers the damage. Not only does your homeowners policy pay to repair any broken windows or property damage, but it also pays to replace any valuables that were stolen during the home invasion. 


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Michigan

  • Number of catastrophes in Michigan: 301
  • Number of tornadoes in Michigan: 9
  • Amount of property damage in Michigan: $1,880,370,000
  • 1 in 15 insured homes has a claim each year

Each year, Michigan homeowners report well over a billion dollars in property damage. Between the unpredictable lake-effect weather and 58 inches of snowfall each year, Ann Arbor homes face a high risk for weather-related damage. Our Independent Insurance Agents can walk you through the best home insurance policies to protect your property against these common threats so that you have peace of mind that your home is covered no matter what catastrophes come through your neighborhood. 

What Are the Risks in Ann Arbor?

The biggest threats in Ann Arbor are the high crime rate and the unpredictable winter weather. Break-ins are always a scary threat for homeowners, but you can be prepared by investing in a comprehensive home insurance policy ahead of time. As far as the weather goes, there's no way to know when a nasty storm will strike. The best way to protect your home is with a reliable home insurance plan so you can quickly make repairs whenever it becomes necessary. 

Compare Ann Arbor Home Insurance Quotes

If you're looking for the best rates on homeowners insurance, our Independent Insurance Agents can help. Our experienced agents can offer you quotes on multiple policies, allowing you to see a variety of coverage options and compare rates to find a plan that is right for your budget and lifestyle. 

Our Independent Insurance Agents take the guesswork out of finding the best coverage for your home, so contact an agent today to get a free quote on Ann Arbor home insurance. 

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