Farmington Hills Homeowners Insurance

Find the Right Farmington Hills, MI Homeowners Insurance

Find the right homeowners insurance policy for you.

Farmington Hills, MI is an upscale suburb located just northwest of Detroit. Over the years, Farmington Hills has been repeatedly recognized as a great place to live and work in. 24/7 Wall St. ranked this city 14th in a showcase of "America's Best Cities." This city was also listed as the 36th highest income place in the nation. With a beautiful downtown area, a vintage cinema and numerous public parks to explore, Farmington Hills is a great place to call home. 

Our Independent Insurance Agents specialize in helping homeowners find the most reliable Farmington Hills home insurance. Our friendly agents will take the time to answer your questions, provide multiple quotes, and help you build a customized home insurance plan to protect your Farmington Hills property from potential threats.

  • National yearly premium average: $1,034
  • Michigan yearly premium average: $802
  • 37th most expensive premium in the U.S.

Farmington Hills is an affluent city, but homeowners still enjoy some of the lowest home insurance premiums in the nation. Our Independent Insurance Agents can help you find the most affordable coverages for your home to protect against property damage, theft, and even liability. Your custom rate quote is determined by your home's location, size, age and special risks like a swimming pool, trampoline or aggressive dog breed. 

Farmington Hills Second Home and Vacation Home Insurance

With the addition of the new Holocaust Memorial Center, Farmington Hills has become an even more popular destination among tourists. That has led to a rise in the number of vacation homes in the city, leading many homeowners to seek unique solutions for second home insurance. Our Independent Insurance Agents can guide you toward the most effective coverage options for your second home and help you build an affordable homeowners policy to protect your investment from the city's biggest risk factors.

Number of Thefts in Michigan

  • National number of burglaries: 37,814
  • Michigan number of burglaries: 56,344

Farmington Hills has been consistently listed as one of America's safest cities, but no homeowner in this city is completely immune to the risk for burglaries. Just imagine how frustrating it would be to come home and find your door broken in and all of your electronics and valuables missing. If this happens to you, home insurance steps in to pay for property repairs and reimburse the cost of any stolen items.

Number of Catastrophes in Michigan

  • Number of catastrophes in Michigan: 301
  • Number of tornadoes in Michigan: 9
  • Amount of property damage in Michigan: $1,880,370,000
  • 1 in 15 insured homes has a claim each year

Michigan's high prevalence of natural disasters has caused many homeowners to really worry about how to best protect their properties against damage. Each year, Michigan's winter weather causes power outages, downed trees and sometimes dangerously high winds. When the snow begins to melt, flash flooding becomes a serious concern. Home insurance protects you from all of these threats and gives you peace of mind that your property is protected no matter what kind of unpredictable weather comes your way. 

What Are the Risks in Farmington Hills?

Farmington Hills homeowners face two serious risks: winter weather and house fires. During the long winter months, heavy snowfall can lead to frozen pipes, collapsing rooflines and various other kinds of property damage. Fires are also a major hazard, common during the winter when homeowners are relying heavily on space heaters and wood stoves to stay warm. 

Compare Farmington Hills Home Insurance Quotes

Our Independent Insurance Agents will walk you through all of your coverage options and help you build a customized home insurance plan. Our experienced agents can offer quotes on multiple policies, giving you the chance to see all of your options at a glance and compare rates. Then you can select a Farmington Hills homeowners insurance policy that is the best fit for your budget. 

Contact one of our friendly agents today to get a quote and learn more about home insurance in Farmington Hills. 

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