Flint is the largest city in the Tri-Cities region of Michigan, just 66 miles northwest of Detroit. As a hub for car manufacturing in the early 20th Century, the city was once a beacon of light for struggling families who were looking for a place to put down roots and find stable work. Today many of those families still live in the city, but they face some major challenges. Flint has one of the highest crime rates in the nation and was even ranked as one of the "Most Dangerous Cities in the United States". With the high frequency of burglary and theft, you simply can't afford to skimp on homeowners insurance in Flint.
Choosing a homeowners insurance policy might seem like an overwhelming task, but our Independent Insurance Agents can walk you through the process from the first step to the last. Our experienced agents can offer quotes from multiple policies so you can compare all of your options at a glance and select the homeowners insurance that is right for you.
Cost of Homeowners Insurance in Michigan
- National yearly premium average: $1,034
- Michigan yearly premium average: $802
- 37th most expensive premium in the US.
Home insurance premiums in Flint are much lower than the national average, which gives local homeowners a distinct advantage. Finding an affordable policy is possible, but ultimately your rate will be determined based on several factors. The location of your home, when it was built, and risk factors like a trampoline or swimming pool will all be considered when determining the cost of your homeowners policy.
Number of Thefts in Michigan
- National number of burglaries: 37,814
- Michigan number of burglaries: 56,344
Living in Flint puts you at serious risk for theft. Unfortunately, this area is well known for its dangerously high crime rates so it's important that you take a proactive approach in case you are the victim of a burglary. When you have a comprehensive Flint home insurance policy, you will always have the assurance that you can recover anything lost during theft. With homeowners insurance in place, you won't have to spend months waiting on local police to try to track down the items that were stolen. Far too often, stolen goods are never recovered.
Number of Catastrophes in Michigan
- Number of catastrophes in Michigan: 301
- Number of Tornadoes in Michigan: 9
- Amount of Property Damage in Michigan: $1,880,370,000
- 1 in 15 insured homes has a claim each year.
Every year, homeowners in the Wolverine State file claims topping $1.8 billion. In Flint, property damage is often linked to tornadoes or severe thunderstorms that plague the area during the summer months. Michigan's weather is often unpredictable so it's important to have a comprehensive home insurance policy in place in case of natural disasters.
What are the risks in Flint?
Many families have a deeply rooted history in Flint, but living in this city certainly comes with some risks. The biggest threat to Flint's homeowners is undeniably theft and violent crime. Each month, homeowners deal with the frustration of discovering that they were victims of burglary or theft. It's a frustrating problem, but you can take action to protect yourself financially by choosing a good homeowners insurance policy. If you do end up with damaged property or stolen possessions, a Flint home insurance policy will offer a fast way to recover whatever is lost.
Compare Flint Home Insurance Quotes
Finding affordable home insurance in Flint is much easier when you have an Independent Insurance Agent by your side. Instead of talking with multiple insurance companies to gather quotes, you can see all of your coverage options at once. Our experienced agents can help you find a home insurance plan that offers premium protection, customized for the risk factors you face as a Flint homeowner.
Contact an agent today to learn more about your options!