Marquette Homeowners Insurance

Find the Right Marquette, MI Homeowners Insurance

Marquette is the most populated city in the upper peninsula of Michigan. CBS Money Watch listed Marquette, MI among the 10 best places in the United States to retire to. Marquette is also considered a major port on Lake Superior. With all this city has to offer, it remains a great place to purchase a home and put down roots. The only disadvantage to living here is the heavy snowfall residents face each winter. Make sure you’re prepared for natural disasters by protecting your home with Marquette homeowners insurance.

Our Independent Insurance Agents offer individual support to homeowners in Marquette in their search for a home insurance plan. With so many choices for insurance, our agents can help you narrow down your options and find the most affordable plan that fits your unique situation.

  • National yearly premium average: $1,034
  • Michigan yearly premium average: $802
  • 37th most expensive premium in the U.S.

Michigan insurance premiums trend slightly below the national average, an advantage many residents enjoy. However, finding affordable rates can still be tricky. First, take the time to get a customized quote that takes your unique home features into consideration. Several factors, including the age, size, and location of your home all determine your rate. Also, risk factors such as a pool or an aggressive dog breed could influence your rate as well. Working with an independent insurance agent is a smart way to guarantee you get the best rate on home insurance in Marquette.

Marquette Second Home and Vacation Home Insurance

Marquette is the perfect retirement community and has beautiful scenery along the lake. This makes it an ideal place to purchase an investment property such as a vacation home. Insuring a vacation home comes with a set of unique challenges due to the fact that the property is left unsupervised for long stretches of the time. Our agents can help you find a Marquette home insurance policy that is specifically designed to protect your second home investment.

Number of Thefts in Michigan

  • National number of burglaries: 37,814
  • Michigan number of burglaries: 56,344

Burglaries are a big worry for families across Michigan, and Marquette is certainly no exception. This area seems to be a magnet for break-ins, but there are some steps you can take to protect your home and family. Installing deadbolt locks and security systems are a smart way to start. You also need to choose a home insurance plan that provides coverage for theft. Then if your home is targeted, you file a claim and receive compensation for stolen items and also get access to the money you need to make related repairs.

Number of Catastrophes in Michigan

  • Number of catastrophes in Michigan: 301
  • Number of tornadoes in Michigan: 9
  • Amount of property damage in Michigan: $1,880,370,000
  • 1 in 15 insured homes has a claim each year

Each year, property owners report over $1.8 billion in property damage. Much of this comes from natural disasters, like blizzards and ice storms, that cause massive damage. With so much at stake, every homeowner needs to invest in comprehensive homeowners insurance. This gives you peace of mind that you’re always covered, no matter what Marquette’s unpredictable weather throws your way.

What Are the Risks in Marquette?

Marquette sees an average of 149 inches of snowfall each year, with depths often exceeding 10 inches. Long cold winters bring with them a large amount of lake snow effect. Local homeowners often face severe property damage from snow and ice storms each year. Protect your home by investing in a reliable home insurance plan before the next big storm hits.

Compare Marquette Home Insurance Quotes

Marquette homeowners should take the time to stop and compare quotes from multiple insurers before deciding on a specific plan. It is important to weigh the cost of the policy with the benefits it provides. Our Independent Insurance Agents can provide you with quotes on multiple policies and help you make an informed decision. 

Contact an agent for a free rate quote on Marquette home insurance today.

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