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Minnesota drivers enjoy lower car insurance rates than many other drivers in the U.S.
The average annual cost of car insurance in the U.S. is $1,318. Minnesota drivers pay $1,241, on average. The best way to ensure that you are getting the best Minnesota car insurance rates is to work with an independent insurance agent who can help you compare quotes from multiple carriers.
Minnesota drivers face a variety of perils, especially during the winter months. Accidents can happen at any time, and here’s a few ways your Minnesota car insurance can help…
Minnesota requires all drivers to have a minimum amount of liability insurance to pay for vehicle damage and medical bills. These mandatory limits ensure that you can pay if you cause an accident.
You can purchase other types of coverage help you pay for your own car if it is stolen, vandalized, or damaged by weather.
The driver who caused the accident, of course.
Sometimes people drive without insurance. This is a serious problem if an uninsured driver is at fault for an accident.
Uninsured motorist coverage is required for all Minnesota drivers. It pays for your vehicle repairs and medical bills if you are hit by an uninsured driver. Without uninsured motorist coverage, you would be on the hook for all of the expenses related to an accident with a driver who is unable to pay.
The best insurance company for one person might not be the best choice for another. Independent insurance agents compare coverage and prices from a variety of highly rated insurance companies to find the policy that is best for you.
National average time spent commuting 26.9 Min
National average car thefts per 1,000 2.3 Year
National average car insurance cost $1,311 Year
|City||Commute time (min)||Auto thefts / 1,000||Annual insurance cost|
|Inver Grove Heights||20.8||1.43||1176|
|St. Louis Park||19.6||1.17||1658|