Minnesota is a diverse state with small towns and cosmopolitan cities. Specialty shops in Northfield may not seem to have much in common with Fortune 500 company offices in Minneapolis, but they are all part of the vibrant business landscape of MN. Many state businesses share the need for the right Minnesota commercial vehicle insurance.
An independent agent in the Trusted Choice® network can help you compare quotes from multiple insurers and find the right coverage for your needs and budget. Contact a local member agent today for help comparing Minnesota commercial vehicle insurance quotes and finding the right solution for your company.
- Taxi, limo and bus companies
- Any business that uses commercial cars, vans or small trucks for delivering goods and providing services
- Small companies and solopreneurs who drive during the course of doing business
- Pizza delivery services
For a small business, adding commercial vehicle insurance coverage may not add costs to a personal policy unless you want to increase liability, comprehensive, or collision insurance for business reasons. Make sure to tell your agent that you plan to use your car for business so that you can be sure to get the coverage you need.
As with any auto policy, premiums will depend on several factors unique to the way you use your commercial vehicle. A small business owner driving a personal vehicle for occasional business use within MN will have very different needs than an eighteen-wheel truck owner transporting goods throughout the Midwest.
If you have a business in Minnesota, make sure you get a commercial vehicle policy that meets your specific needs and risks. Some considerations your agent will look at when putting together your commercial vehicle policy will include:
- The type of personal or commercial vehicle you drive.
- Whether you deliver goods or services.
- Whether you transport people.
- The driving records of all drivers you hire.
Your commercial vehicle insurance policy may provide coverage for injuries and medical payments. Due to the high cost of medical bills, this type of policy could save your business if your drivers are injured in an auto accident, or are responsible for other people's injuries.
An experienced Minnesota commercial car insurance agent can help you select the best coverage for your own unique business needs.
Find the Best Minnesota Commercial Vehicle Insurance
Where do you find the right auto policy for your large or small company? Your local and independent Trusted Choice member agent can provide you with professional advice, competitive Minnesota commercial vehicle insurance quotes, and great service.
Protect your investment in your commercial vehicle as well as the future of your business with the right insurance. Contact a local member agent in the Trusted Choice network today for personal assistance.