If you’re looking for a sweet southern town with a hint of nostalgia around every corner, you’ll find it waiting in Hattiesburg, MS. This beautiful town is well-known for its southern-style sweet tea, charming local artistry and unparalleled scenic views. Small-business owners love Hattiesburg because of the growing economy and business-friendly incentives. Like the rest of Mississippi, Hattiesburg is a great place to chase your entrepreneurial dreams.
In 2014, there were 242,843 small businesses in Mississippi, providing jobs to 430,316 people. However, 2014 also brought some serious risks for business owners, with $2,714,133 paid out for losses. Starting a small business comes with some risk, but you can protect your investment with comprehensive Hattiesburg business insurance. Trusted Choice® Independent Insurance Agents specialize in helping small businesses find affordable commercial insurance options to protect against liability threats, property damage and even cyber crime.
It only takes a moment for a customer to slip and fall, but the consequences can last forever. If you get hit with a liability lawsuit, it could ruin your small business. According to the 2015 Travelers Business Risk Summary, 60 percent of small-business owners ranked medical cost inflation as their highest concern and more than 30 percent said they felt least prepared to handle this issue. Make sure you’re prepared by investing in general liability coverage for your Hattiesburg business.
Business interruption insurance can literally save a small business from going under after a catastrophic event. For instance, if your commercial space catches fire, you have to shut down for days or even weeks until the building manager makes repairs. In the meantime, you have nowhere to operate your business and you’re losing profit daily. With business interruption insurance, you are compensated for that lost profit so that you can pick up right where you left off and keep chasing your business dreams.
Hattiesburg has a long history of unpredictable weather patterns. Since 1950, the city has seen 177 tornadoes, with an average of three touching down every year. If one of these tornadoes hits your business, it could do extensive damage. Invest in commercial property insurance so you can access the funds you need to make repairs quickly, minimize profit loss and get back to business as usual.
If one of your employees gets injured on the job, you could be facing some serious medical bills or an expensive lawsuit. Workers' compensation insurance steps in to pay medical bills and lost wages after an employee gets injured at work. This policy also acts as a buffer to protect your Hattiesburg business from lawsuits. In most places, workers' compensation insurance is required. Trusted Choice Independent Insurance Agents will help you find an affordable workers' comp policy that works for your small-business budget.
As the cost of health care continues to rise, today’s employees are looking for jobs that offer good benefits, like health insurance and life insurance. Employee coverages can get expensive in Mississippi, but Trusted Choice Independent Insurance Agents can help. Our friendly agents provide quotes on multiple policies so you can compare rates and benefits and find a health insurance plan that will be a good fit for your Hattiesburg small business.
Cyber crime is a serious threat to small businesses, but only 22 percent of today’s small businesses have a response plan in place to deal with cyber attacks. If a hacker cleans out your commercial bank account, will you be able to continue operations? Even if your bank eventually reverses the charges, it could take weeks before the issue is resolved. How will you continue operating your business in the meantime? Cyber crime coverage steps in to give you an automatic response plan, and it protects your company’s assets from data breaches and cyber attacks.
Trusted Choice Independent Insurance Agents make it easy to find the best coverage options for your Hattiesburg small business. Our friendly agents will walk you through the choices and help you build a customized plan that is right for your company. Trusted Choice Independent Insurance Agents have the unique advantage of quoting from multiple providers so you can get all of your options and rates from one agent. This makes it easier than ever to find reliable Hattiesburg commercial insurance at a price you can afford. Contact a Trusted Choice Agent today to get your free quote on business insurance in Hattiesburg.