Tupelo Car Insurance

Find the right car insurance policy for you.

Ann Herro, Insurance Expert Written by Ann Herro
Ann Herro, Insurance Expert
Written by Ann Herro

Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.

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Tupelo is best known as the birthplace of Elvis Presley, but this city offers much more than an ongoing tribute to “the King of Rock and Roll”. Located at the intersection of Highways 45, 78, and the Natchez Trace Parkway, Tupelo is a beautiful place to visit and explore. Whether you’re headed out for a day of shopping at the mall at Barnes Crossing or you’re hoping to grab dinner at one of the 150 local restaurants, you probably know that Tupelo traffic can get crazy. Make sure you’re covered with the best Tupelo car insurance before you get behind the wheel. 

Our Independent Insurance Agents specialize in helping Tupelo drivers find affordable, comprehensive auto insurance. Our friendly agents take a personalized approach to car insurance, giving every customer one-on-one attention to help you build a customized auto plan that meets your unique needs. 

  • National Average Cost Per Year: $1,311
  • Mississippi Average Cost Per Year: $1,584
  • #12 Most Expensive Auto Premium in the US

Car insurance tends to be more expensive in Mississippi compared to other parts of the United States. However, there are lots of ways you can save on your auto insurance rates thanks to safe driving discounts and incentives for green or hybrid cars. Our Independent Insurance Agents offer quotes on multiple policies, giving you a chance to compare rates and benefits so that you can select a reliable car insurance policy at a cost you can afford.  

Mississippi Car Insurance Requirements

  • Body Injury Liability: Required
  • Property Damage Reliability: Required
  • Personal Injury Protection (PIP): Not Required
  • Minimum Liability Limits: 25/50/25

Based on Mississippi’s laws, you will need minimum coverage of $25,000 for personal injury, $50,000 for bodily injury, and $25,000 for property damage. Our Independent Insurance Agents work with Tupelo drivers to find affordable coverage that meets minimum state requirements. Keep in mind that these minimum coverage limits are meant as a guideline, but you might want to invest in additional coverage for added peace of mind. 

car

Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Mississippi

  • How many US drivers are uninsured: 12.6%
  • How many Mississippi drivers are uninsured: 22.90%

Even though state law requires Tupelo drivers to be insured, there are still nearly one-fourth of drivers on the roads without auto insurance. If you get into a wreck and the party at fault is uninsured, you’ll be stuck paying for your car repairs out of pocket. Uninsured motorist coverage is a smart choice for all drivers because it gives peace of mind that you’re always covered even if you get involved in an accident with an uninsured driver. 

Number of Auto Thefts in Mississippi

  • National Number of Thefts for 1,000 Vehicles: 2.94
  • Number of Thefts for 1,000 Vehicles in Mississippi: 2.14

Tupelo is known as a safe place to live and work, but crime does happen occasionally. Car theft is something every driver has to be aware of. You can take steps to prevent theft by locking your doors and parking in well-lit areas. But ultimately, the only way to make sure you’re covered is with a comprehensive car insurance policy. If your car does get stolen, the insurance will step in to pay for a replacement.

car

Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Find a Great Tupelo Car Insurance Policy

Shopping for car insurance doesn’t have to be complicated. In fact, our friendly Independent Insurance Agents make it easy. They will guide you towards the best coverage options in your price range and work with you to compare rates and find a policy that is right for your budget and lifestyle. Our experienced agents take the guesswork out of shopping for auto insurance by providing one-on-one assistance every step of the way. 

Contact an agent today to get a free customized rate quote on your Tupelo car insurance.

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