Biloxi Homeowners Insurance

Find the Right Biloxi, MS Homeowners Insurance

As the fifth largest city in Mississippi, Biloxi is a destination of choice for tourists who hope to get a closer look at the Mississippi Sound or the barrier islands off the Gulf Coast. This city is a cultural melting pot, with people coming from around the world to enjoy the beautiful beaches, fresh seafood and 24-hour fun at casino resorts. Whether your home is a primary residence in Biloxi, MS or just a vacation home in the area, be prepared for unpredictable weather. Make sure your home is covered with a reliable Biloxi homeowners insurance policy. 

Trusted Choice® Independent Insurance Agents specialize in helping Biloxi homeowners find the best home insurance coverage. Our experienced agents can help you navigate the complicated maze of coverage options and design a customized plan that protects your home against Biloxi’s biggest threats, ranging from crime to coastal flooding to hurricanes. 

  • National yearly premium average: $1,034
  • Mississippi yearly premium average: $1,314
  • 5th most expensive premium in the U.S.

Mississippi homeowners can expect to pay more for home insurance than homeowners in most other states. Ranking fifth for most expensive premiums in the nation, Mississippi can make it challenging for homeowners to find affordable coverage. Ultimately, your premium is determined by several factors, like your home's size and age, its location and your recent claims history. You can expect to pay more for home insurance if you own waterfront property or if you live in an area that is prone to flooding. 

Biloxi Second Home and Vacation Home Insurance

Biloxi is one of Mississippi’s most popular vacation cities, with tourists coming from across the country to enjoy the sugar sand beaches and deep sea fishing. That has caused a spike in the number of second homes and vacation properties in the city. If you own a Biloxi vacation home, finding the right home insurance is important. You aren’t on-site to monitor your home’s condition on a daily basis, which means needed repairs often go unnoticed until they become big problems. Trusted Choice Independent Insurance Agents can point you toward the best home insurance plans designed to protect vacation property and second homes in Biloxi. 

Number of Thefts in Mississippi

  • National number of burglaries: 37,814
  • Mississippi number of burglaries: 24,995

Mississippi’s low number of burglaries is a big selling point for many homeowners, but no one is completely immune from the threat of break-ins. Make sure your home is protected from burglars by locking the doors and windows. You might even want to install a security system or closed circuit cameras around your home’s perimeter. The best thing you can do to protect your home is to invest in reliable home insurance. Your homeowners policy pays to replace any items that are stolen and repairs damage to your property after a break-in. 

Number of Catastrophes in Mississippi

  • Number of catastrophes in Mississippi: 469
  • Number of tornadoes in Mississippi: 61
  • Amount of property damage in Mississippi: $212,070,000
  • 1 in 15 insured homes has a claim each year

Each year, Mississippi homeowners face a large number of natural disasters, with tornadoes posing the biggest threat. With 1 out of 15 homeowners filing an insurance claim each year, it’s clear that property damage can be a serious issue. Make sure your home is covered with the best homeowners insurance. 

What Are the Risks in Biloxi?

As a coastal city, Biloxi faces a high risk for hurricanes and tropical storms. In 2005, Hurricane Katrina nearly destroyed Biloxi, and since then, it has gradually been rebuilt. That tragic storm left dozens dead and thousands homeless. The property damage was like nothing the city had ever experienced before. If you’re a homeowner in Biloxi, it’s important to be prepared for coastal storm systems. Trusted Choice Independent Insurance Agents can help you find the right level of homeowners insurance to protect your property against the unique threats that come along with living on the Gulf coast. 

Compare Biloxi Home Insurance Quotes

Whether you’re most concerned about hurricanes or crime, home insurance is something that you just can’t afford to skimp on in Biloxi. Trusted Choice Independent Insurance Agents can help you navigate the maze of coverage options and design a customized plan that is right for your property. Our friendly agents can provide quotes on multiple policies, allowing you to compare costs and find a plan in your price range. Contact a Trusted Choice Independent Insurance Agent today to get a free quote on homeowners insurance, and learn more about how you can save on your premium.

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