Hattiesburg Homeowners Insurance

Find the Right Hattiesburg, MS Homeowners Insurance

Find the right homeowners insurance policy for you.

Gretna Nebraska homeowners insurance

Hattiesburg, MS is a picturesque city with a long history of southern charm. Whether you’re strolling along the scenic banks of the Leaf River or hoping for some hometown hops at a downtown brewery, there is plenty to see and do in Hattiesburg. With a slower pace of life and a long legacy of hospitality, this city is the perfect place to put down roots and raise a family. The only drawback to living in Hattiesburg is the unpredictable weather. With a high risk for tornadoes and hurricanes, make sure you’re covered with comprehensive Hattiesburg homeowners insurance

Our Independent Insurance Agents make shopping for home insurance easy. Our experienced agents can walk you through your coverage options and help you find a plan that will protect against your home’s biggest threats and risk factors. When you have our Independent Insurance Agents on your side, you’ll find a policy that gives you peace of mind that you’re protected no matter what storms might roll through Hattiesburg in the future.

  • National yearly premium average: $1,211
  • Mississippi yearly premium average: $1,537
  • 7th most expensive premium in the U.S.

Home insurance trends on the higher end of national averages in Mississippi. However, you can offset the state’s higher rates by looking for incentives and discounts. Security systems, energy-efficient appliances and other updates can go a long way to help you whittle down the total cost of home insurance in Hattiesburg. Our Independent Insurance Agents can help you find the most affordable homeowners policy for your property. 

Hattiesburg Second Home and Vacation Home Insurance

With the growing interest in Hattiesburg among tourists, some homeowners have chosen to purchase a second home in the area to use for family vacations or short-term rentals. Tourists love to come to Hattiesburg and explore the zoo or visit the military museums. If you have a second home in Hattiesburg, make sure you’re covered with the right kind of home insurance. Our Independent Insurance Agents specialize in helping homeowners find policies that are specifically designed to protect against the unique challenges you’ll face when owning a vacation home. 

Number of Thefts in Mississippi

  • National number of burglaries: 37,814
  • Mississippi number of burglaries: 24,995

One of the best parts of living in Hattiesburg is the low crime rate. In fact, Mississippi has a lower number of burglaries than most other states in the nation. However, there is no guarantee that you won’t experience a break-in at some point. Make sure you take precautions, like locking your doors and windows. Many homeowners opt to install security systems. If you do come home one day to discover that you’ve been robbed, your home insurance policy pays to replace stolen items and repair any damage to your property. 

Number of Catastrophes in Mississippi

  • Number of catastrophes in Mississippi: 469
  • Number of tornadoes in Mississippi: 61
  • Amount of property damage in Mississippi: $212,070,000
  • 1 in 15 insured homes has a claim each year

Mississippi is prone to major storms, and dozens of tornadoes sweep across the state every single year. With 1 in 15 homeowners filing a claim each year, it’s clear that property damage is not uncommon. Hattiesburg homeowners should be prepared for storm damage in advance by investing in a reliable home insurance plan. 

What Are the Risks in Hattiesburg?

In Hattiesburg, both tornadoes and hurricanes are a serious risk factor. Recently, an F4 tornado swept through the city causing 71 injuries and damaging numerous homes and businesses. There have been 177 tornadoes in Hattiesburg since 1950, with an average of three every year. This city is also a hot spot for hurricanes with 59 hurricanes crossing Hattiesburg since 1930.

Compare Hattiesburg Home Insurance Quotes

Whether you’re worried about break-ins or storm damage, home insurance is a smart way to protect your Hattiesburg home. Our Independent Insurance Agents can help you find the most affordable coverage options. In fact, our independent agents can provide you with quotes on multiple policies so you can compare the cost of various plans and choose the policy that is the right for your home. 

Contact an Independent Insurance Agent today to get a free quote, and learn more about how you can save on your Hattiesburg home insurance. 

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