Southaven Homeowners Insurance

Find the Right Southaven, MS Homeowners Insurance for You

Find the right homeowners insurance policy for you.

Southaven is the third-largest city in Mississippi, and it serves as a busy suburb of Memphis. Over the years, Southaven has become one of the fastest-growing cities in the southeast United States, attracting homeowners of all ages to the beautiful scenery and the slower-paced southern lifestyle. Of course, living in Southaven, MS does present a few challenges, particularly with the weather. Heavy storms pose a major threat to homes in this area every year, so make sure your home is protected with a comprehensive Southaven homeowners insurance policy.

Our Independent Insurance Agents specialize in helping Southaven homeowners find the best home insurance options at affordable prices. Our experienced agents will walk you through the process of choosing a home insurance plan, answer your questions and provide multiple quotes to help you find a policy that works for your unique lifestyle and budget.

  • National yearly premium average: $1,034
  • Mississippi yearly premium average: $1,314
  • 5th most expensive premium in the U.S.

When you’re shopping for home insurance, there are several factors that can drastically influence your premium. Your home's size and age, its location, and your previous claims are all taken into consideration. Our Independent Insurance Agents can help you find discounts for security systems, energy efficiency and other key features that help offset the cost of homeowners coverage.

Southaven Second Home and Vacation Home Insurance

If you own a second home in Southaven that you use for vacations or just as a rental property, you still need home insurance. In this situation, your coverage options are a little more unique, since you won’t be on-site to monitor the property at all times. A small water leak can turn into a major flood before you ever know there’s a problem. That’s why insuring a second home or vacation home takes some extra consideration. Our Independent Insurance Agents can guide you toward the best policies to protect your vacation home against damage or disaster.

Number of Thefts in Mississippi

  • National number of burglaries: 37,814
  • Mississippi number of burglaries: 24,995

While Southaven has a relatively low crime rate, burglaries are still an occasional problem. It’s devastating to find that your home has been targeted, but if you have a reliable home insurance policy, you can submit a claim and receive compensation for any valuables that were stolen or damaged during the break-in. 

Number of Catastrophes in Mississippi

  • Number of catastrophes in Mississippi: 469
  • Number of tornadoes in Mississippi: 61
  • Amount of property damage in Mississippi: $212,070,000
  • 1 in 15 insured homes has a claim each year

Mississippi is sometimes called “Tornado Alley.” This state is a hot spot for tornadoes, particularly in the summer months. In 1952, a massive F4 tornado swept through Southaven, causing 24 injuries and 9 deaths. The property damage was widespread after the storm. Each year, more storms roll through Southaven, so make sure your home is protected with comprehensive homeowners insurance. 

What Are the Risks in Southaven?

Southaven homeowners are most at risk of weather-related disasters. Tornadoes, lightning, and flash flooding can all wreak havoc on homes. The only way to really be certain that your home is protected is with homeowners insurance. If your home does sustain damage after one of Southaven’s notorious storms, you can file a claim and your insurance will pay for any repairs to get your property back in working order.

Compare Southaven Home Insurance Quotes

If you want to find the best rates on homeowners insurance in Southaven, our Independent Insurance Agents can help. Our agents offer a unique advantage in that they can provide quotes on multiple policies from our wide network of coverage options. This gives you a chance to compare prices and benefits and find a home insurance plan that will be the right fit for your home and family. 

If you’re ready to find a reliable Southaven homeowners insurance policy, contact an Independent Insurance Agent for a free quote today. 

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