Mississippi is well suited for residents and visitors alike to enjoy the wealth of wilderness and outdoor activities found in the state. Many people enjoy these activities with the aid of a trailer, whether it be a travel trailer, boat trailer, horse trailer or motorcycle trailer. And businesses rely on trailers to haul cargo, heavy equipment and vehicles. Whatever your reason for using a trailer, you may need Mississippi trailer insurance to protect your investment. MS trailer insurance protects you from liability claims and damage to your trailer.
An independent Trusted Choice® member agent can help you determine whether you need trailer insurance to protect your investment. A local member agent can help you compare several different insurance companies and coverage options and select the one that's right for you. Contact a local agent now for free Mississippi trailer insurance quotes.
The cornerstone of any solid insurance program is liability coverage. A trailer insurance policy is no different. Towing a trailer is riskier than just driving a car in a number of ways. For example:
If you injure someone or damage someone's property while you are operating your trailer, liability insurance protects you by paying your claims.
In addition to paying liability claims, liability insurance covers your court costs and your legal defense if you are faced with liability claims.
Most trailer insurance policies provide two kinds of property damage coverage.
In addition to the basic trailer coverage options, such as liability, collision and comprehensive, you can choose specialized insurance coverage options customized to the use of your trailer.
For example, if you operate as a car hauler and you store the vehicles you tow, you may need garage and operations coverage to protect your trailers against vandalism, theft or severe weather damage. You may also need cargo and on-hook insurance to cover the towed car while it is in transit or in storage.
Here are some other specialized trailer types and trailer coverage options:
The cost of trailer insurance can vary widely based on the type of trailer, the contents and the specialized coverage options. For example, you will pay more for insurance if you use your flatbed trailer to haul commercial products rather than use your utility trailer to carry trash. Costs for trailer insurance can vary from $100 annually or less to several hundred dollars per year for large commercial trailers.
Some insurance companies specialize in commercial trailers, while others specialize in car haulers or boat trailers. That's why having a knowledgeable independent agent who is well-versed in all the trailer coverage options is so important. An independent agent from the Trusted Choice network can compare multiple policies from many different insurance companies based on your specific trailer type and use to get you the most affordable policy.
Before you hitch up your trailer for your next haul, make sure you have the protection you need. Let a Trusted Choice member agent review your needs and risks and get you Mississippi trailer insurance quotes that fit your situation and budget.
Contact a local agent now for Mississippi trailer insurance that is right for you. Then you can travel with peace of mind knowing you're fully protected from the risks of the road.