Car Insurance in Haddonfield, NJ

The rate of uninsured drivers in New Jersey is notably higher than the national average. Nearly 15% of New Jersey drivers are currently uninsured, compared to the US average of 13%. With an increased rate of drivers without adequate coverage, it's even more relevant to ensure that you have enough of your own.

An independent insurance agent in Haddonfield, New Jersey can help you get set up with the right car insurance to protect you against accidents with uninsured drivers and much more. They'll make sure you get all the protection you need. But for starters, here's how car insurance breaks down in Haddonfield, NJ.

Best Car Insurance in Haddonfield, NJ

When looking for the best car insurance in Haddonfield, NJ to meet your needs, you'll want to enlist the help of an independent insurance agent. Haddonfield, NJ independent insurance agents are familiar with local car insurance companies, so they know which ones offer the coverage you need at the right price. They can even apply for insurance policies for you.

But your independent insurance agent is also there for you down the road. They can help you update your policy throughout its lifespan or even file claims or change policies later. Get connected with an independent insurance agent in Haddonfield, NJ to find the right car insurance today.

What Does Car Insurance Cover in Haddonfield, NJ?

Your car insurance package may differ from the following coverages, but many drivers start by adding the following to their policy:

• Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
• Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.
• Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft.  

Your Haddonfield, NJ independent insurance agent can recommend the coverages that you need to stay safe behind the wheel. 

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How Much Does Car Insurance Cost in Haddonfield, NJ?

Drivers in Haddonfield, NJ pay an average of $1,595 annually for their car insurance. New Jersey currently ranks 10th-highest of all states in the country for car insurance rates. The current national average for car insurance premiums is $1,311 per year.

Is Car Insurance Required in Haddonfield, NJ?

The state of New Jersey comes with its own minimum car insurance requirements, as they all do. Drivers in Haddonfield, NJ must at least be equipped with the following:

• Property damage liability: Drivers in Haddonfield, NJ must have at least $5,000 in coverage per accident of property damage liability. 
• Bodily injury liability: Drivers in Haddonfield, NJ must have at least $15,000 in coverage per person and $30,000 per incident of bodily injury liability. 
• Personal injury protection: Drivers in Haddonfield, NJ must also carry at least $15,000 in coverage per person or accident of personal injury protection to reimburse for injuries to themselves or their passengers in an accident that they cause.
• Uninsured motorist coverage: Drivers in Haddonfield, NJ must also carry uninsured motorist insurance, which covers costs if they get into a collision with another driver who doesn't carry any or adequate car insurance of their own, and is at fault for the crash.

An independent insurance agent in Haddonfield, NJ can ensure that you get equipped with your state's minimum car insurance requirements, as well as any additional coverage you may need.

Who Are the Best Car Insurance Companies in Haddonfield, NJ?

Hunting for the right car insurance policy can be time-consuming. That's why we've gone ahead and simplified the task by assembling a list of some of our top car insurance company picks for Haddonfield, NJ.

Best Car Insurance Companies in Haddonfield, NJ	Star Rating
Progressive
Travelers
The Hanover
Selective Insurance
Plymouth Rock Assurance

Why Work with an Independent Insurance Agent in Haddonfield, NJ?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in New Jersey to find you the right coverage at a great price.