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New Mexico drivers pay a bit less for car insurance than the average national driver. Car insurance is a necessity if you own a vehicle. Why not take the time to make sure that you are not overpaying for your coverage?
The average American driver pays $1,318 each year for auto insurance. In New Mexico, the average rate is $1,237. You can be sure you are getting the best deal when you compare rates from a variety of insurance companies. Independent insurance agents make comparison shopping easy.
Accidents can happen to anyone – even the best drivers. Car insurance protects your finances if you find yourself in a motor vehicle collision. Here's a look at some of the ways your insurance will help...
New Mexico requires every driver to have a certain amount of insurance that will pay for someone else's vehicle damage and medical bills. Most states have similar laws and liability minimum requirements to ensure that drivers are able to cover costs associated with accidents they cause.
The driver who caused the accident is responsible for covering the cost of damages.
The problem is this: Despite the laws, a large number of New Mexico’s drivers are operating uninsured vehicles. If one of these people is responsible for a collision with your vehicle, they are responsible for covering the costs. However, without insurance, they may not be able to do so and you will be left holding the bag.
That's why "Uninsured Motorist Coverage" is so important. If you are hit by a driver that doesn't have insurance, this policy pays to fix your car and covers your medical bills. In a state where one in five drivers is uninsured, this optional coverage can be extremely helpful.
The best insurance company for one person might not be the best choice for another. Independent insurance agents compare coverage and prices from a variety of highly rated insurance companies to find the policy that is best for you.
National average time spent commuting 25.4 Min
National average car thefts per 1,000 2.94 Year
National average car insurance cost $1318 Year
|City||Commute time (min)||Auto thefts / 1,000||Annual insurance cost|