If you are a resident of The Sooner State and drive your car to work, to school, or to fun activities, you’ve probably given some thought to the costs of car insurance. Oklahoma is a great place to live and work – but do you know how to find the best car insurance quotes here? Are you wondering if your current insurer is offering you a competitive rate? Will you be moving to Oklahoma soon and want to make sure you carry the right coverage?
An independent agent in the Trusted Choice® network can help you find the best rates and plans for your needs and budget. These independent agents can compare multiple insurance companies and help you find the best plan for your individual situation. Comparing Oklahoma auto insurance quotes will be simple when you have a knowledgeable agent to help you. Call today to get started.
The most recent information available as of 2017 shows that Oklahoma average premium costs are $1,568, which is higher than the national average. Keep in mind that this gives an idea of the general range of premium costs. The actual rates in a quote will take into account information like your age, where you live, your car's make, model and year, and your driving record.
The state requires minimum car insurance in order to be a legal driver. Drivers without the mandated coverage face fines of up to $250 and/or up to 30 days in jail. Their license may also be suspended until a reinstatement fee is paid and proof of minimum coverage is presented in court.
Despite possible fines and even jail sentences, a quarter of Oklahoma drivers do not have a minimum policy. The state does not require residents to carry uninsured motorist coverage, but it can be purchased as a policy option for an additional charge.
In any case, at-fault drivers are still responsible for damages, but getting payment from them can be a huge hassle, since they’ll need to come up with money out of pocket for damages. This coverage can help you recover losses if you are in an accident with an uninsured driver. Your insurer will compensate you for costs you had to pay, and then can turn around and pursue the uninsured driver, but you are not responsible for collecting money to cover your loss.
The care theft rate in Oklahoma is almost the same as the national average. Take common sense measures to protect your vehicle and insure your investment with a comprehensive Oklahoma car insurance policy.
Your local, independent agent in the Trusted Choice network can help you compare Oklahoma auto insurance quotes, understand your policy, and select the right amount of coverage. An independent agent can help you shop for the best coverage at a price you can live with.