Oregon has a vibrant economy, with a large export business and an even larger forestry industry. Additionally, some of the leading manufacturers in the nation call Oregon their home.
No matter what niche you do business in, it's imperative that you have a commercial insurance policy in place protecting your business and assets. Businesses are prime targets for litigation and lawsuits, so having insurance is one very important way to keep yourself out of financial and legal troubles.
If you do business in the state of Oregon, a business insurance policy can go to work for you to keep you out of legal troubles and large financial disasters.
Business insurance is a package of policies put together in order to cover businesses from some of the most common risks they face. A typical business insurance policy in OR may resemble the following:
Each business faces different risks. The lumber mill across town doesn't have the same risks that the coffee shop you visit everyday has, so there is no exact average for a business insurance policy in Oregon. When you're shopping for business insurance quotes, be ready to answer questions such as the following:
The answers to these questions will help your insurance agent get a picture of where your exposures are, and which coverages are best suited to your business.
Like many other insurance policies, there are discounts available on business insurance policies in Oregon. When you are comparing quotes online, or even talking with an agent, be sure to find out about any available discounts, including the following:
Each insurance company offers individual discounts to their customers, so you may qualify for some discounts with one company, and others with a different company. But it's a wise idea to ask about any discounts you may be eligible for.
Protecting your business with an insurance policy tailor-suited to your needs is important. Too much coverage, and you're wasting money. Too little coverage, and you're exposed to risks and liability. Trusted Choice® writes more business insurance policies than any other insurance company, and there's always an agent available to help you, whether you need to go over coverages, ask about discounts, or even help you file a claim. Trusted Choice wants to make sure that you get the best coverage at the right price for you and your business.