Accidents can happen to anyone, even the most experienced drivers. If a driver is at fault for an accident, they can be held liable for compensating other people for their property damage and for the cost of medical treatment if they are injured. Given the high cost of health care in this country, an accident that involves injuries can be extremely expensive and could cause a great deal of financial harm without the proper coverage.
Car insurance in Rhode Island includes a mixture of mandatory and optional coverage. If a policyholder is involved in a collision, or a non-collision incident such as car theft, car insurance provides collision and comprehensive insurance, liability, personal injury protection, bodily injury liability insurance, and uninsured motorist coverage.