Driving from one side of Rhode Island to the other side can take less than an hour, but it only takes a few minutes to experience an accident. This state has many different industries which require the use of a commercial vehicle. If you or your employees drive a car or truck for business purposes, you need Rhode Island commercial vehicle insurance, to protect your business from loss caused by an accident or theft.
Rhode Island requires that all commercial drivers obtain a CDL license, and commercial vehicles, especially large commercial trucks, are subject to specific laws. On top of state requirements, there are issues specific to your particular business that must be considered. For example, a business that has a fleet of moving trucks doesn’t need the same kind of Rhode Island commercial vehicle insurance as a small pizza company with 3 delivery cars. Consider the following aspects of your commercial vehicle needs:
Rhode Island commercial vehicle insurance is meant to protect your business from the cost of damage, both physical and legal. It also protects your drivers, although it’s your responsibility to make sure they have proper training and certification. A basic insurance package will include the following policies:
A Trusted Choice® member agent can put together a coverage package that meets each of your business's commercial auto needs. An independent agent can help you find competitive Rhode Island commercial vehicle insurance quotes. Find a nearby agent today, to get the right Rhode Island commercial vehicle insurance for your company.