Greenville Car Insurance

Everything You Need To Know about Car Insurance in Greenville, SC

Find the right car insurance policy for you.

Greenville is the sixth-largest municipality in South Carolina, and its metropolitan area includes nearly half a million residents. As such, there are a lot of drivers on the roads of this booming Southern city, and this means an increased risk of a collision when you are driving. Fortunately, you can protect your finances by making sure you are covered by a suitable Greenville car insurance policy before you take to the roads.

There is no reason to pay more for your coverage than you need to. Independent Insurance Agents in our network can help you gather and compare Greenville auto insurance quotes from a variety of highly-rated insurance companies so that you can comparison-shop with ease. Learn more by contacting an agent with an office near you.

  • National average cost per year: $1,311
  • South Carolina average cost per year: $1,210
  • 31st most expensive auto premium in the U.S.

On average, drivers in South Carolina can find more affordable car insurance coverage than most motorists throughout the nation. However, rates can vary significantly between individuals, as they are based on a number of factors including age, sex, driving record, deductible, and even your credit score. Be sure to compare Greenville car insurance quotes from at least three reputable insurance companies before you select a policy. That way, you can be sure that you are getting your auto coverage at a reasonable price.

South Carolina Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): not required
  • Uninsured motorist coverage: not required
  • Minimum liability limits: 25/50/25
    • Coverage up to $50,000 for all persons injured in an accident, subject to a limit of $25,000 for one individual, and $25,000 coverage for property damage

South Carolina’s state-mandated insurance coverage protects your finances in the event of an accident. The required minimums may be enough to cover your damage in a typical accident, but in the event of a serious accident involving significant injuries and property damage, costs can easily exceed what a minimum-coverage policy will pay for. An agent can help you protect your finances by recommending suitable coverage amounts and by assisting you in your search for Greenville auto insurance that meets your coverage and budgetary needs.

Number of Uninsured Motorists in South Carolina

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured South Carolina drivers: 7.70%

Fortunately, the majority of South Carolina drivers are covered by car insurance; but there is still a significant number of motorists on the roadways who are not. If one of these drivers is responsible for a collision with your vehicle, you may have difficulty collecting compensation for your damage and injuries unless your Greenville car insurance policy includes uninsured motorist coverage. In this case, your insurance company will cover your damage and will go after the responsible driver on its own.

Number of Auto Thefts in South Carolina

  • National number of thefts per 1,000 vehicles: 2.94
  • South Carolina number of thefts per 1,000 vehicles: 3.49

The rate of car theft is higher in South Carolina than in the nation as a whole, and this rate is consistent with auto theft in Greenville. In recent years, there were 211 car thefts reported in this city; that is approximately 3.45 thefts per every 1,000 vehicles. Fortunately, by adding comprehensive, or “other than collision,” insurance to your Greenville auto insurance policy, you can receive compensation if your car is stolen or if it is damaged by vandals, hail, falling objects or other hazards while it is not being driven. Talk to your agent to learn more about this coverage.

Find a Great Greenville Car Insurance Policy

If you are a vehicle-owning resident of this beautiful South Carolina city, you need to have a suitable Greenville auto insurance policy. Comparison-shopping can help you be sure that you are getting the best coverage at a competitive rate, but the process can often be frustrating and time-consuming. It can also lead to several annoying follow-up calls from sales representatives.

Fortunately, you can avoid all this by turning to a local agent for assistance. These independent insurance agents are able to work with several dependable insurance companies and quickly provide you with a selection of policies and rates from which to choose. This can save you both time and money. 

Find an agent near you to learn more about, and to start comparing quotes for, Greenville car insurance.

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