Conway Homeowners Insurance

What Your Conway, SC Homeowners Insurance Policy Needs

Find the right homeowners insurance policy for you.

Conway, SC is a beautiful place to live in, work in and even retire to. With easy access to some of South Carolina’s most beautiful beaches and a thriving historic downtown to explore, there are endless amenities here for residents to enjoy. The only real downside to living in Conway is the unpredictable weather. The high risk for hurricanes and coastal flooding makes it important for you to ensure your home is secure with Conway homeowners insurance.

Our independent insurance agents provide personalized assistance to Conway homeowners who are searching for reliable home insurance policies. Our friendly agents can help you navigate the countless options and find an affordable home insurance plan to protect your property against South Carolina’s most grueling threats.

  • National yearly premium average: $1,0211
  • South Carolina yearly premium average: $1,269
  • 17th most expensive premium in the U.S.

South Carolina’s home insurance rates trend on the higher end of the national average. Our Independent Insurance Agents specialize in helping Conway families find affordable homeowners insurance and can provide you with multiple rate quotes to help you find the best deal. There are several key factors that are used to determine your customized home insurance premium; the size, location and age of your home are all important variables. If you have a swimming pool or live in a flood plain, you can expect your rates to be a little higher due to the higher risk.

Conway Second Home and Vacation Home Insurance

Over the past few decades, Conway has become a popular place for investors to buy second homes or vacation properties. The easy access to the beach makes Conway the perfect destination for a quiet family getaway. Choosing the best home insurance for an investment property can be tricky, but our experienced independent insurance agents can guide you toward policies that are designed to protect second homes and vacation properties.

Number of Thefts in South Carolina

  • National number of burglaries per 1,000 homes: 3.76
  • South Carolina number of burglaries per 1,000 homes: 5.80

South Carolina’s high number of burglaries is alarming, but Conway is generally considered a safe place to live and work in. Local homeowners can prevent break-ins by locking their doors and installing updated security systems. However, the ultimate protection comes with a reliable homeowners insurance policy. If you come home from the beach to find shattered glass and missing valuables, you can file a claim and receive compensation to replace your stolen goods and repair your broken doors or windows.

Number of Catastrophes in South Carolina

  • Number of declared disasters in South Carolina since 1953: 38
  • Most common cause of disasters: Hurricanes
  • Average number of tornados per years in South Carolina: 27
  • Amount of property damage in South Carolina: $12,050,000
  • 1 in 15 insured homes has a claim each year

South Carolina seems to be a target for natural disasters, largely due to its close proximity to the Atlantic Ocean. Tropical storms and hurricanes frequently bring wind damage and flooding. Wildfires are another major concern in some areas, especially during dry summer months. With property owners reporting over $12 million in property damage each year, it’s a timely reminder that you just can’t afford to skimp on insurance for your home.

What Are the Risks in Conway?

Conway faces an especially high risk for hurricanes, with 77 violent storms hitting the city since 1930. Each time a new storm comes onshore, Conway gets slammed with torrential rainfall, damaging winds and even occasional tornadoes.

Compare Conway Home Insurance Quotes

Shopping for homeowners insurance in Conway might feel a little overwhelming, but our Independent Insurance Agents can help. Our experienced agents will work with you as you choose the coverages that matter most and build a customized home insurance plan that will protect your property against the city’s most dangerous threats. Whether you’re shopping for insurance for your primary residence or a vacation home, our independent insurance agents can provide you with quotes on multiple policies and can help you find a plan that works for your budget. 

Contact an agent today to learn more about Conway home insurance, and get your free customized rate quote.

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