The Bayou City area provides plenty of places where residents can enjoy boating and other water activities. Houstonians can take a short drive south to the coastal area to visit the Gulf of Mexico, Galveston Bay or Clear Lake. A short drive north yields a different experience with Lake Conroe in a forest of thick pines. Area residents can protect the investments they have made in their boats with a Houston, TX boat insurance policy.
An independent agent in the Trusted Choice® network can help you find the right policy by offering you a selection of Houston boat insurance quotes tailored to your specific needs. Find a local Trusted Choice member agent today to start comparing insurance policies and rates.
While boat insurance is not required under Texas state law, it can protect your investment and your finances in the event of an accident. Consider the following Texas boating statistics:
In addition to making sure you are covered if you cause damages or injuries to a third-party, the right insurance policy can cover your expenses if an uninsured boater injures you or your passengers or damages your boat.
Your insurance rate will depend on several factors including where and how often your boat is used, where and how it is stored when not in use, and whether or not it is frequently towed. Even your personal driving record can impact your coverage choice. Some examples of factors that affect insurance costs are:
Because boats differ by type and the way people use them, it is hard to predict what your own cost of insurance will be without first assessing your coverage needs and then obtaining and comparing policies and rates.
When purchasing a policy, boat owners can choose from a menu of coverage options. The following are common boat policy options:
No two boat owners have exactly the same needs and personal preferences for boat coverage. Many people have a difficult time determining how much coverage they need and which coverage options are right for them. An agent in the Trusted Choice network can help.
Allow a local member agent to assist you assist you with obtaining and comparing policies and quotes so that you can make an informed decision about the right coverage for your needs and your budget. Contact a Trusted Choice agent near you today to learn more about Houston boat insurance.