Fort Worth Commercial Vehicle Insurance

Fort Worth, TX Commercial Vehicle Insurance

Find the right commercial vehicle insurance policy for you.


Fort Worth is the second largest city in the vast Dallas-Fort Worth (DFW) Metropolitan area, which covers 350 square miles in five counties. It is also the 16th largest city in America. Four interstates and two major U.S. highways connect this bustling city to other parts of the metropolitan area, the state, and the nation. If your business requires traveling within or outside of the city, Fort Worth, TX commercial vehicle insurance can be a great asset to your business operations.

A local member of the Trusted Choice® network will help you compare Fort Worth commercial vehicle insurance quotes. Unlike captive agents who only represent one company, these professionals can provide you with rates from a number of companies before you buy. They can also suggest coverage options and provide support for all of your insurance needs. Find a Trusted Choice member agent near your place of business today.

Fort Worth Texas Business Facts

  • Fort Worth population: 741,000
  • Dallas-Fort Worth Metroplex population: 6,526,548
  • Private business establishments (Non-Farm) in Texas: 522,146
  • Number of farms and ranches in Texas: 247,500
  • Fraction of Texas residents living in a city or urban area: 2/3
  • Texas annual full coverage auto insurance average costs: $1,031

Fort Worth business auto owners must abide by Texas minimum required liability insurance rules similar to those specified for individuals.

The lack of proper Fort Worth commercial vehicle insurance does not insulate business owners from the risks associated with injury or damage liability claims. In addition, uninsured motorists can be subject to state fines and other penalties. Fort Worth residents should note that nearby Dallas has a towing program which allows the police to impound uninsured vehicles if motorists are stopped for other traffic infractions.

business vehicle

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Our independent agents shop around to find you the best coverage.

Fort Worth Commercial Vehicle Insurance for Small Business

Do you rely upon your personal truck, van, or auto when you travel for business? If so, be sure you have your vehicle properly covered or you may be taking an unnecessary risk.

The Texas Department of Insurance warns state residents that some Texas auto insurers exclude business use on personal policies. Whether you use your personal vehicle to deliver pizzas or meet with clients, be sure you review your coverage to make sure there are no gaps. Usually, you can quickly add provisions for commercial use to a personal auto policy for a small additional cost. Ask an independent agent for details on how best to protect your car or truck.

Fort Worth Commercial Vehicle Insurance Costs

Commercial car insurance varies greatly depending upon a number of factors. Details such as the type of cargo that your freight truck carries, the number of average miles that your construction vehicle travels, and whether or not your company transports passengers can all play a role in the cost you're quoted for Fort Worth commercial auto insurance.

A DFW airport limousine or taxi service will have a different set of concerns than a Rivercrest real estate agency. Even two Rivercrest real estate agencies may use slightly different cars and have employees with different accident claim histories. A local Trusted Choice member agent will help you evaluate your concerns and provide sensible policy options.

Fort Worth Commercial Car Insurance Alternatives

It's a good idea to discuss your unique business with a commercial auto insurance specialist. This list of different coverage alternatives may provide you with some information before you get started. Here are some ways you can get coverage for your business car or truck:

  • Add a business rider to personal insurance
  • Include coverage in a business owner’s policy (BOP)
  • Large companies with complex commercial truck, van, or auto needs may require a more complex solution.

If you have a small or large company, your member agent will be able to help you design a sensible coverage solution at a price that fits your budget.

business vehicle

Find Commercial Vehicle Insurance

Our independent agents shop around to find you the best coverage.

Types of Commercial Car Insurance in Fort Worth

Regardless of the type of business, most Fort Worth commercial auto insurance quotes will include a core of basic coverage areas, including:

  • Property and bodily injury liability
  • Collision
  • Comprehensive coverage
  • Personal injury protection
  • Uninsured/underinsured motorists

Your agent can also address separate business concerns such as fraud protection, professional liability, directors and officers insurance, and more. Often, there are discounts available when you bundle insurance products with the same carrier.

Compare Fort Worth Commercial Vehicle Insurance Quotes

In a metropolitan area the size of Dallas-Fort Worth, you can find plenty of companies that are willing to offer coverage for your company cars and trucks. It is important to evaluate your business and search for the right coverage to help protect you and your company. 

An independent agent can help you analyze your risks and then review multiple Fort Worth commercial vehicle insurance quotes that cover them. Contact an independent agent that specializes in commercial auto coverage today to get the insurance you need at a price you can afford.

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