Plano Homeowners Insurance

Your 2017 Guide to Buying Homeowners Insurance in Plano, TX

This large city is more than just another Dallas suburb. It has also been listed as one of the best U.S. cities on more than one occasion by CNN's Money Magazine. If you live here, you want to be certain that you find the right Plano, TX homeowners insurance to protect your valuable house and property.

How can you make sure you have the right Plano homeowners insurance? Simply contact a local independent agent in the Trusted Choice® network for assistance. One of these agents can help you compare Plano home insurance quotes, select the right coverage options, and provide you with service any time you need to make a claim on your policy. 

Cost of Homeowners Insurance in Texas

  • National yearly premium average: $1,034
  • Texas yearly premium average: $1,661
  • 3rd most expensive premium in the US

The premium you will pay on your Plano homeowners insurance policy will depend upon a number of factors including the value of your home, the amount and type of coverage you want, along with other factors.

Plano Homeowners Insurance Coverage Types

There are many basic coverage types available for home owners in the city. You can review the details for any specific policy you plan to purchase with a local agent. Here are some common items that you will find coverage for in a standard homeowners policy:

  • Building property
  • Home contents
  • Liability insurance
  • Relocation assistance or “loss of use”

Be aware that home polices may exclude damage from certain types of incidents. Typical policies do not cover water damage, and you might need to purchase a separate flood insurance policy. Plano is a participating community in the National Flood Insurance Program, so ask a local agent how to obtain coverage. 

Number of Catastrophes in Texas and the US

  • National number of catastrophes: 19,033
  • Number of catastrophes in Texas: 1,935
  • National number of tornadoes: 1,233
  • Number of tornadoes in Texas: 221
  • National property damage from weather: $5,511,270,000
  • Property damage from weather in Texas: $1,026,150,000

Plano has been struck by tornadoes, floods, and hail within the last few years. While you may not associate a suburban area with wildfires, most fires actually start inside of homes. That is why your agent may suggest a variety of coverage in order to fully protect your house.

Theft in Texas

  • National average for burglaries: 37,814
  • Texas number of burglaries: 190,898

One of the reasons that Plano made so many lists of "best U.S. cities" is because it is considered fairly safe. However, burglaries and vandalism do occur as you can see from the high number of burglaries in Texas. So, it is prudent to protect your house and property as well as you can.

  • Burglar alarms have been demonstrated to reduce insurance claims.
  • Many top insurers will offer a discount if their clients install home security systems.

Plano Home Insurance Quotes

Like all home owners, residents of this large and diverse suburb need to find the right home policy to protect their homes and personal property. A Trusted Choice network agent will help you by offering coverage suggestions, competitive Plano home insurance quotes, and personal service after you purchase a policy.

Most families consider their homes to be their biggest asset. You can always contact a Trusted Choice network agent to learn more about Plano homeowners insurance.

Now, who's ready to get their insurance problems solved?