Manufactured homes provide affordable and convenient housing for many residents of this far west Texas city. The latest census reports that over three percent of local housing is provided by mobile homes. If you live here, you can find the right El Paso, TX mobile home insurance right in the city.
An agent in the Trusted Choice® network will be available to help you find the right coverage and the right price. These local agents will offer you professional advice and El Paso manufactured home insurance quotes to compare. Contact a member agent right away for personal service and fair prices.
These figures may give you a rough idea of the cost of typical coverage in the city. Your own rates will depend upon more than just your house’s value. Insurers are also likely to consider your house’s age, building type and ZIP code within the city. A Trusted Choice member agent can provide accurate rate quotes for free.
Manufactured houses may cost more to insure than a house of a similar value. Since these manufactured houses usually cost less, it might be hard to understand why El Paso mobile home insurance might be more expensive than standard homeowners insurance.
The reason is that the building materials and construction methods differ from site-built homes. Mobile and manufactured homes are built in a factory and transported by truck to a site. There, the home is anchored to the ground using straps and other mechanisms. Mobile and manufactured homes must be light enough to transport by truck, so the construction materials are lighter weight. Unfortunately, these lighter weight materials can cause mobile homes to be more susceptible to major damage in a storm or fire. This is one of the reasons El Paso mobile home insurance rates are higher than homeowners insurance rates in the area.
You might be able to find mobile home insurance discounts that are similar to discounts offered for traditional houses. These discounts could include lower prices for installing burglar and fire alarms, general safety improvements and even choosing automatic billing.
Typical El Paso mobile home insurance may be similar to coverage for a traditional home. It could include a basic package of property and liability insurance along with some other policy options.
This list of possible coverage types is not meant to be all-inclusive. For example, you may have to purchase separate flood insurance if your house sits in a flood-prone area. You can ask your local agent for more information.
Finding the best deal on your home policy does not have to be difficult. You can simply contact a local agent in the Trusted Choice network. These independent agents will offer you professional advice and custom-tailored El Paso manufactured home insurance quotes.
Contact one of these member agents right away for more information about El Paso mobile home insurance.