Layton, UT has a lot to offer. Not only is the northern city bordered by Hill Air Force Base, the Wasatch Mountains, and the Great Salt Lake, but its 72,231 residents call the area home and create a bustling economy. This sizable population means a daily rush hour and weekend getaways can jam up roadways. But there's no need to worry. An Independent Insurance Agent can help you find an affordable Layton car insurance policy tailored specifically to your needs. Whether you're on the road every day or simply heading out every so often to hit the nearby trails, a comprehensive auto insurance policy will give you peace of mind.
- National average annual cost: $1,311
- Utah average annual cost: $1,059
- 40th most expensive car insurance premium in the U.S.
It's good news that car insurance in Utah is generally lower than the average rate, nationally. But chances are you can find auto coverage even more affordable when looking at your options with an Independent Insurance Agent. A number of factors go into your policy rates, and an agent can use your specific information, such as age, marital status, and auto details, to find the best Layton auto insurance.
Utah Car Insurance Requirements
- Bodily injury liability: required
- Property damage liability: required
- Personal injury protection (PIP): required
- Minimum liability limits: 25/65/15
According to Utah state laws, you're required to have a minimum coverage of $25,000 for personal injury, $65,000 for bodily injury liability and $15,000 for property damage. It may seem sufficient, but total costs could skyrocket in the event of an actual accident — which means you could be paying a serious amount out of pocket. Consider a policy with greater coverage and higher limits. Just talk to an Independent Insurance Agent about your options.
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
Number of Uninsured Motorists in Utah
- Number of uninsured U.S. drivers: 12.6%
- Number of uninsured Utah drivers: 5.8%
Utah has a significantly lower number of uninsured motorists when compared with the rest of the country, but the risk still remains for drivers out on the road. A wreck with an uninsured or underinsured driver can backfire on you, causing you to pay for more than you should. Luckily, an Independent Insurance Agent can set you up with coverage to give you peace of mind.
Number of Auto Thefts in Utah
- National number of thefts per 1,000 vehicles: 2.94
- Utah number of thefts per 1,000 vehicles: 3.13
It can happen when you least expect it, which means auto thefts should be a legitimate concern for Layton and Utah residents. You can protect yourself by taking precautionary measures, such as parking under street lights and hiding your possessions in the trunk. But the only way to ensure you're covered is by talking with an Independent Insurance Agent about making sure theft coverage is included in your affordable car insurance policy.
Find a Great Layton Car Insurance Policy
Did you know that our Independent Insurance Agents can customize your Layton car insurance policy and compare numerous quotes? Our agents want to find a policy that fits your needs and the specific risks in Layton.
Visit your local agent today to receive personal service and affordable car insurance.