Lehi Car Insurance

Find out how you can get multiple quotes on Lehi, UT car insurance that will fit your needs at the best rates.


Lehi, UT drivers don’t experience as much traffic as those in larger cities like Salt Lake City do, but they still share the roadways with a significant number of vehicles. Accidents can happen anywhere, at any time — even to the best of drivers. Whether you are merging onto Veterans Memorial Highway on your way to Provo, cruising down West State Road on your way across town, or driving down Main Street on your way to cheer on the Pioneers at Lehi High School, you are at risk of being in a collision any time you drive your car. 

Fortunately, when you are backed by a solid Lehi auto insurance policy, you don’t need to worry about sustaining large financial losses as a result of a collision. Car insurance is required of vehicle owners in Lehi, but paying too much for it is not. Our Independent Insurance Agents can help you review and compare a selection of customized Lehi car insurance quotes. That way, you can select the policy that offers the best price for the coverage you need. Find an agent near you to learn more so you can soon start comparing rates from a variety of competing insurers.

  • National average cost per year: $1,311
  • Utah average cost per year: $1,059
  • 40th most expensive auto premium in U.S.

If you are looking to buy a Lehi car insurance policy, you may be happy to learn that car insurance coverage is less expensive in Utah than it is throughout most of the country. Of course, your actual price for coverage is likely to be different from the average shown above because rates are calculated based on several different considerations. These include but are not limited to such things as the following:

  • The ZIP code where you live and park your car
  • The make, model, year and other information about the vehicle(s) you are insuring as indicated by the VIN (vehicle identification number)
  • The number of miles you drive your vehicles in an average month
  • The age, sex, marital status and driving records of all drivers in your household
  • The liability coverage limits you are requesting
  • The amount of the deductible you are requesting
  • Your eligibility for any offered policy discounts

Because so many different variables go into calculating your Lehi car insurance rates, you are likely to be given a different quote from each insurance company you contact. Comparison shopping can, therefore, help you find the best price for your coverage.

Utah Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): required
  • Uninsured motorist coverage: not required
  • Minimum liability limits: 25/65/15: Coverage up to $65,000 for all persons injured in an accident, subject to a limit of $25,000 for one individual, and $15,000 coverage for property damage.

In the state of Utah, failure to carry auto insurance that meets or exceeds the state-mandated minimums is a Class B misdemeanor. If you are caught driving an uninsured vehicle, you may face a fine of no less than $400 for your first offense and no less than $1,000 for future offenses that occur within three years of the previous offense. Additionally, you will have your license suspended for a designated period of time and you will be unable to get it back until you provide proof of insurance and pay a $100 reinstatement fee.


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Number of Uninsured Motorists in Utah

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Utah drivers: 5.8%

If you are in a collision that is the fault of an uninsured motorist, that driver is required to cover the cost of your property-damage repair and any necessary medical treatment. Unfortunately, this reimbursement often requires you to file a lawsuit; and it can be difficult, if not impossible, to collect the funds if the offending driver simply does not have it. The good news is that by adding uninsured motorist coverage to your Lehi auto insurance policy, you will be able to collect compensation easily. Following an accident, your insurance company covers your damage and then goes after the uninsured driver on its own behalf in an attempt to recoup its losses. Uninsured motorist insurance also covers collisions with hit-and-run drivers.

Number of Auto Thefts in Utah

  • National number of thefts per 1,000 vehicles: 2.94
  • Utah number of thefts per 1,000 vehicles: 3.13

The rate of car theft in Utah is higher than the national average. You can reduce your risk of having your vehicle stolen by parking in well-lit attended lots when possible, never leaving your car unlocked or your keys in your vehicle when you are away from it, and using anti-theft devices like "The Club" or a car alarm. You cannot be reimbursed for your losses if your car is stolen unless your Lehi car insurance policy includes comprehensive (or “other than collision”) insurance. This optional coverage reimburses you for your losses if your car is lost or damaged by any number of noncollision events, including such things as theft, vandalism, floods, fires, earthquakes and falling objects.

Find an Affordable Lehi Car Insurance Policy

When you are shopping for Lehi auto insurance, you will want to be certain that you are purchasing your policy from a trustworthy and responsive insurance company and that you are getting your coverage at a reasonable rate. Comparison shopping can help you find the most affordable policy, but it can sometimes be time-consuming and frustrating when you go about it on your own.

That is why it is beneficial to have the assistance of a local agent. Our agents make obtaining and comparing rates and policies easy. They can quickly provide you with a selection of customized Lehi auto insurance quotes that you can compare together as you search for the best coverage to meet your needs. 

Find a local agent with an office in or near Lehi to get started.

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