Just like a lot of drivers around the country, Alexandria drivers have long commutes on busy highways. This, unfortunately, increases the likelihood of getting into an auto accident.
For this reason, Alexandria drivers should always be on the lookout for quality, affordable auto insurance.
Trusted Choice® Independent Insurance Agents can assess the unique risks you face as an Alexandria resident. And our local agents are available to help you tackle your risks with coverage that fits your family’s budget. Use our independent agent matching system to find the best insurance plan in your area.
How much does Alexandria car insurance cost?
Car insurance is a necessity for Alexandria drivers. But don’t settle for a one-size-fits-all approach.
How much you pay for an Alexandria car insurance policy is based on your unique characteristics, such as where you live, what the make and model of your car is and how far you drive to work or school every day.
Before buying a policy, you should evaluate multiple quotes to make sure you are picking the right mix of coverage for your needs, without breaking the bank.
If you don’t want to overpay for Alexandria auto insurance, talk with a Trusted Choice independent agent today about the cost and coverage options that are available to you.
After weighing out your options, the average cost of Alexandria car Insurance is $105 Per Month.
What does Alexandria car insurance actually do for me?
Alexandria auto coverage helps you pay for damage if you cause an accident. This can include car repairs and can include medical bills for injured drivers or passengers.
Virginia requires all drivers to purchase a minimum amount of liability coverage for these situations.
Alexandria car insurance can also help reimburse you if your car is stolen or damaged by weather, a falling tree or some other mishap.
- Fix Your Car - We officially call this "Comprehensive & Collision Coverage." Nothing required.
- Fix Someone Else's Car - We officially call this "Property Damage Liability." Required min. $20,000.
- Pay Your Medical Bills - We officially call this "Personal Injury Protection" or "PIP." Nothing Required.
- Pay Someone Else's Medical Bills - We officially call this "Bodily Injury Liability." Required min. $25,000 per person, $50,000 per accident.
Who pays if the accident wasn't my fault?
The driver who caused the accident, of course. The truth is some people drive without car insurance.
10.1% Virginia drivers are uninsured.
This is a real problem for all of the other drivers on the road.
If you are hit by an uninsured driver, you’re on the hook for your own car repairs and medical bills.
That's why you need “uninsured motorist coverage.” If an uninsured driver hits you, it will pay to fix your vehicle and handle your medical bills.
Some states require all drivers to have a minimum amount of uninsured motorist coverage, and Virginia is one of them.
What Affects the Cost of Alexandria Auto Insurance?
Monthly auto insurance premiums vary greatly from person to person and city to city. Your payment will be based on these factors and more.
- your age
- your gender
- your ZIP code
- your personal driving record
- the kind of car you drive
- the number of cars and drivers in your household
The type of car you drive is one of the biggest factors in what you pay for car insurance. Would your car be expensive to repair or replace? If yes, expect your car insurance to cost more, too.
If you are trying to keep your Alexandria auto insurance rates down, consider driving an older, modestly priced car (e.g., a used minivan) that is rarely targeted by thieves and that will be inexpensive to repair or replace.
Here are some city factors that will affect your rate:
Commute time: Drivers who spend more time on the road are more likely to be in an accident.
Alexandria drivers spend more time on the road than most. If you have a long daily commute, your car insurance rates may be higher than average.
- National Average: 25.4 minutes
- Alexandria Average: 29.3 minutes
Theft in your city: Vehicle theft is below average in Alexandria, having a positive impact on Alexandria car insurance rates.
But without car insurance, could you afford to pay out-of-pocket for a stolen or vandalized vehicle? Car insurance is necessary to help reimburse you should you become a victim of auto theft.
And remember to protect your car from theft. Always lock your car, never leave the keys inside, and never leave it running while unattended.
If you drive a car with an anti-theft device, you might be eligible for a discount on your Alexandria auto insurance policy.
- Auto Theft Rate in U.S. (per 1,000 vehicles): 2.94
- Auto Theft Rate in Alexandria (per 1,000 vehicles): 1.67
How to Find Affordable Auto Insurance in Alexandria
Because Trusted Choice Independent Insurance Agents aren't tied down to one carrier, they can get quotes from numerous insurance companies, so you have a variety of policy options.
No matter where you live or what you drive, a Trusted Choice independent agent will assess the risks you face so you can find coverage that meets your needs and budget.
Our agents take pride in offering quality, affordable car insurance to Alexandria residents.