How does your city measure up to the national average?

Number of businesses in the US: 30,819,176

Burglary rate per 1,000 residents in the US: 3.76

Auto theft rate per 1,000 vehicles in the US: 2.29

CityNo. businessesBurglaries / 1,000 peopleAuto thefts / 1,000 cars
Virginia Beach35,3591.181.28

Business Insurance in Virginia FAQ - Quick Answers

Each small business will have unique insurance premiums based on their individual factors and quotes are needed for pricing. Some key items Virginia carriers look for when rating are below:

  • Type of industry
  • Number of employees
  • Gross annual sales
  • Location of business
  • Number of company vehicles
  • Safety practices in place
  • Past claims reported
  • Number of years in operation

You'll be required to carry the below business policies in Virginia, and everything else is voluntary:

Your Virginia business coverage will vary depending on risk exposures and daily operations. However, some of the most common policies purchased by businesses are as follows:

General liability insurance in Virginia is typically your primary policy and used to protect your business in the following ways:

In Virginia, health insurance plans for your business are required when you have 50 employees or more. If you want competitive pricing and superior coverage, then you can obtain quotes from your same local independent insurance agent.

In Virginia, Hiscox, Nationwide, Travelers, and Hanover are rated among the best for small business insurance. This is because of robust coverage offerings and exceptional claims handling for commercial clients.

Do You Know What Your Business Insurance Covers in Virginia?

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