Virginia offers residents and visitors every amenity available. From skiing and snowboarding trails to picturesque mountains and ocean front retreats, Virginia has it all. With such a vast array of outdoor activities, many families own their own trailers in order to enjoy the outdoors. One way to make sure you stay safe and protected on the road is with a trailer insurance policy. And getting reliable quotes is important before you buy your trailer insurance coverage.
Towing a trailer increases your chances of a towing-related accident, whether it's from speeding, losing control or even a simple tire blowout. It's important to familiarize yourself with your vehicle's owner manual, as it has guidelines for towing, as well as special considerations for staying safe while on the road.
Once you've purchased a trailer, have made sure you know how to use it correctly and have registered it with the state of VA, you may realize that your auto insurance policy and homeowners insurance policy may not cover your trailer or its contents. Since what you're towing is most likely valuable, getting trailer insurance quotes and purchasing trailer insurance before hitting the road is a wise idea.
Insurance companies will insure all types of trailers. Here are just a few of the types of trailers that you can get quotes for:
Since there are so many types of trailers on the road, having insurance that's suited to your trailer is the perfect way to have peace of mind when towing.
Trailer insurance can cover as much or as little as you need. Here are a few of the most typical types of trailer insurance:
Some states are beginning to require trailer insurance, since auto insurance policies may not cover trailers. While Virginia does not require trailer insurance, if you secured a loan to purchase your trailer, your lender may require you to have coverage in place until the loan is paid.
If you use the trailer for commercial purposes, such as hauling items for others or hauling equipment for work purposes, you may be legally required to have coverage for the trailer and its contents.
When getting trailer insurance quotes, it's important to know your trailer. Be sure to have the following information ready in order to get the most accurate trailer insurance quotes:
Insurance companies will consider each of these factors when they give you trailer insurance quotes, so be sure to make yourself familiar with this information before getting quotes.
No matter what you tow, having the proper insurance coverage is vital to your safety. When considering trailer insurance quotes, a Trusted Choice® agent is always available to help you navigate through confusing insurance terminology. A Trusted Choice agent can also suggest coverage, answer questions and even help you file a claim.
Contact a local Trusted Choice agent for more information on getting your trailer covered.