|238350||Finish Carpentry Contractors|
Building a house involves a truckload of work. There are all kinds of components involved in home construction, including the foundation, plumbing and electrical systems, walls and beams, doors and windows, and tons more. Beyond just that, it also takes multiple teams of workers to complete a single home.
But who’s responsible for putting those final touches on a home once all the big stuff’s out of the way? It’s none other than finish carpentry contractors, and as a new homeowner, it might be helpful to know a bit about them. Let’s take a deep dive into the world of finish carpentry, shall we?
What Is a Finish Carpentry Contractor?
Basically, a finish carpentry contractor is a worker that completes the final details required in a home’s construction. Finish carpentry contractors swoop in to complete their work after the home’s construction is largely completed, including the physical structure, wiring, and plumbing systems. These workers may even put some final touches on the home after the homeowner has already moved in. Finish carpentry encompasses everything from crown moldings to shelving.
Why Would I Hire a Finish Carpentry Contractor?
While many homeowners opt to perform finish carpentry work on their own, some just aren’t as skilled or profoundly confident as Tim “The Tool Man” Taylor. Other homeowners would just prefer to leave those finishing touches to the professionals so they can enjoy the real pleasures of being a new homeowner — like Netflix binges. For many folks, spending a little more on a professional is well worth it, even if they could technically complete the work themselves.
What Does a Finish Carpentry Contractor Actually Do?
Well, they do quite a few things. Once the home’s major structural and internal systems are in place, there’s still a bit of detailing to be done around the place to bring it to life. Without finish carpentry services, a house would just be an incomplete building. Finish carpentry contractors help transform that building into a home.
Finish carpentry contractors offer many services, like:
- Building and installing kitchen cabinets
- Installing cabinet hardware
- Installing baseboards
- Building and installing wooden shelving
- Building and installing closet shelving and organizers
- Building and installing crown moldings
- Building and installing stairways and railings
- Building and installing doorjambs and hanging doors
- Building and installing window seats
- Building and installing room partitions
- Installing window sashes and trim
- Repairing cabinets and cupboards
- Wood staining
Finish carpentry contractors work with their hands (and lots of fancy power tools) to create, design, and build surfaces, connectors, trim, and other aspects necessary to complete a home’s construction. They also install their finished products, such as cabinets and stairways, in the home. Basically, without the work of finishing carpentry contractors, a home wouldn’t be functional. Just imagine trying to get to the second floor without a staircase!
Do Finish Carpentry Contractors Carry Insurance?
If they’re legit, they really should. Not only do finish carpentry contractors run the risk of damaging your home while they work, but they’re also at risk of harming you or other members of your family while on your property. Carpentry work involves lots of sharp tools and other pointy and dangerous objects, so having insurance coverage is crucial.
You as the homeowner can ask to see a contractor’s proof of insurance before hiring them. You wouldn’t someone without coverage working on your new home. On the flip side, finish carpentry contractors also need to protect themselves in other ways, from things like lost or stolen tools or materials. We’ll take a look at exactly what kind of insurance these workers need.
Finish carpentry contractors should be equipped with the following types of insurance coverage:
- Commercial general liability insurance: Contractors need this coverage to protect against third-party lawsuits for injury or property damage. Coverage takes care of legal fees, including lawyers and court costs, and any settlements they may be ordered to pay if the court rules against them.
- Commercial auto insurance: Coverage protects contractors’ business vehicles from things like theft, vandalism, and natural disasters. Coverage also protects against accidents and legal claims, including medical fees and property damage.
- Commercial umbrella insurance: Umbrella insurance provides extra liability coverage when the limit of another policy has been exceeded due to a high claim.
- Commercial property insurance: Coverage protects contractors’ offices and other work spaces and the stuff inside from catastrophes like fire, theft, vandalism, and natural disasters. Property insurance can extend to contractors’ tools and equipment, as well.
- Business interruption insurance: Coverage reimburses business owners for lost revenue in the event they must temporarily close up shop due a covered peril (e.g., fire, storm, etc.).
- Inland marine insurance: Coverage protects contractors’ equipment and tools from theft, damage, or loss while they’re in transit.
- Builders risk insurance: Coverage protects contractors’ equipment and tools while at the worksite. Builders risk coverage also protects structures from damage while work is in progress.
- Professional liability insurance: Also known as errors & omissions insurance, coverage protects contractors against causing harm to someone else through their professional services. Coverage may be needed in the event of a bad construction job, inaccurate estimates or advice given to customers, acts of negligence, or omissions. Coverage takes care of legal fees in the event the contractor gets sued.
- Workers’ compensation: Contractors need to protect themselves and fellow employees from work-related illnesses and injuries, and workers’ compensation is just the coverage for the job.
How Do I Find Commercial Finish Carpentry Contractors near Me?
Have a pressing project on your list and don’t have time for the old-fashioned word-of-mouth route to work its magic? Not a problem, there are plenty of websites available to help you find top-rated finish carpentry contractors in your area, compare quotes and rates, view business profiles, read customer reviews, and more. All you need is a working Internet connection, two thumbs, and your zip code.
- HomeAdvisor: You’ll be asked a handful of questions about your home project, then get matched with a list of top-rated contractors in your area. You’ll have the ability to compare quotes before you decide, too.
- Thumbtack, Inc.: Just enter the service you need and your zip code, and you’ll be matched to a variety of top-rated contractors in your area. With an account, you’ll be able to view business profiles, read customer reviews, and request quotes.
- Yelp: It’s as simple as selecting the services you’re looking for and your location from the drop-down menus, and then you’re instantly matched to several top-rated contractors near you. You can read customer reviews and request quotes, too.
- Angie’s List: After answering a few questions, you’ll be able to get quotes for three top-rated contractors in your area matching your criteria.
Time To Finish Your Home
There’s no need to accept a shell of a house without the absolutely necessary features like stairways, or even to settle on not having attractive luxuries like crown moldings. Now that you know what they do and what coverage they need, you’re ready to find the right finish carpentry contractors to bring your home to life. The best part is, they can get all the hard work done while you’re knee-deep into that Netflix binge. So good ahead and put your feet up, you’ve earned it.
©2021, Consumer Agent Portal, LLC. All rights reserved.