Commonwealth Underwriters, Ltd. Insurance Company Review

Commonwealth Underwriters, Ltd. Insurance Company at a Glance

Commonwealth Underwriters, Ltd. pros: High rating through AM Best. Several forms of coverage available. Commercial and personal lines available. 

Commonwealth Underwriters, Ltd. cons: Not rated or accredited by the BBB. Coverage offered in a few states only. Not much information provided about coverage details, discounts, or claims process.

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What Type of Insurance Does Commonwealth Underwriters, Ltd. Offer?

Here's an overview of the products offered by Commonwealth Underwriters, Ltd.

This list of products offered by Commonwealth Underwriters, Ltd. Insurance Company is not exhaustive. Your independent insurance agent can help you find more information about the coverages offered by Commonwealth Underwriters, Ltd., and help you decide if this insurance company is right for you.

What to Know about Commonwealth Underwriters, Ltd.

Commonwealth Underwriters, Ltd. was founded in 1994, giving the carrier just over a quarter-century's worth of experience in the insurance industry. The carrier offers several products under personal and commercial lines, including homeowners insurance, wind/hail insurance, builders risk insurance, commercial property insurance, and much more.

Commonwealth Underwriters, Ltd. currently offers coverage in MD, VA, PA, DE, NC, SC, WV, and DC. The company's headquarters is in Richmond, VA. The carrier promises easy customer interactions through more than 70 online raters.

Thanks to their extensive catalogue, Commonwealth Underwriters, Ltd. Insurance Company has earned itself a reputation as a stable insurance company. AM Best gives Commonwealth Underwriters, Ltd. an overall “A-” rating, indicating the carrier is an excellent choice for insurance customers. High ratings from AM Best assure customers that Commonwealth Underwriters, Ltd. offers guaranteed coverage.

Established in 1899, AM Best is one of the oldest rating companies in the world. Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report. 

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What Discounts Does Commonwealth Underwriters, Ltd. Offer?

Commonwealth Underwriters, Ltd. does not make information about its specific discounts readily available. However, an independent insurance agent can help find these details for you. Independent insurance agents work hard to find you the most affordable coverage that still gets the job done right.

Commonwealth Underwriters, Ltd. Customer Service

Here's a breakdown of Commonwealth Underwriters, Ltd.'s customer service options and availability.

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

Commonwealth Underwriters, Ltd. FAQ

What is Commonwealth Underwriters, Ltd.'s average claim response time frame?

Commonwealth Underwriters, Ltd. does not specify a claims response time frame.

What is Commonwealth Underwriters, Ltd.'s customer service availability?

Commonwealth Underwriters, Ltd. does not specify their phone department's contact hours. Online claims reporting is available.

What is Commonwealth Underwriters, Ltd.'s claims process?

Commonwealth Underwriters, Ltd. does not provide much information about its claims process, beyond how to file. For further assistance with claims, an independent insurance agent can be a great ally. Independent insurance agents can file claims for you, as well as keep you updated through every step of the process.

Does Commonwealth Underwriters, Ltd.'s create a user-friendly experience for customers?

Commonwealth Underwriters, Ltd.'s official website would benefit from adding more details about the carrier's availability, claims response time frame, and claims process. The carrier also does not provide any information about its discounts, and very little information about its coverages.

Does Commonwealth Underwriters, Ltd. have good property insurance?

Commonwealth Underwriters, Ltd. does not provide much information about their coverage on their official website, aside from offering coverage applications. The carrier offers the following types of property insurance.

• Apartments insurance
• Builders risk insurance
• Vacant property insurance
• Commercial property insurance
• Wind/hail insurance

An independent insurance agent can help find out more information about Commonwealth Underwriters, Ltd.'s property insurance and other products.

Is Commonwealth Underwriters, Ltd. a good insurance company?

Commonwealth Underwriters, Ltd. has a high rating from AM Best and offers several coverage options through both personal and commercial lines. However, it's difficult to find customer feedback about the carrier, which makes it tough to declare them a good insurance company.

TrustedChoice.com's Final Review

We award Commonwealth Underwriters, Ltd. a final rating of 2.5 out of 5 stars. With just about a quarter-century's worth of experience under their belt, Commonwealth Underwriters, Ltd. is one of the younger carriers on the market today. The insurance company does have a high rating through AM Best, however, is not rated or accredited through the BBB.

Commonwealth Underwriters, Ltd. currently offers its coverage in only a few states, and all coverages are not available in each of these areas. It's also difficult to find much information about the carrier's products, discounts, or claims process. 

Customer feedback seems to be scarce as well. Overall, we recommend looking into several options along with Commonwealth Underwriters, Ltd., with the help of an independent insurance agent.