Are you a speed boat enthusiast? Are you investing in a power boat and trying to determine what coverage you need? Contact a local, independent insurance agent for free power boat insurance quotes from several reputable insurers. The friendly professionals in the Trusted Choice® network can shop around and find you the best rate for a policy that meets your unique needs.
While you’re thinking about purchasing insurance for your speed boat, it might be good to refer to a few facts. This data can help you understand the risks you face and how insurance companies think about your protection needs.
Regulations vary by state and county, but speed boat insurance is not required by law in most jurisdictions. However, this does not mean you shouldn’t consider it. Boating accidents are quite common, especially for boaters who are new to the activity. Even if you have a lot of experience operating a jet boat or performance boat, you should still consider a boat insurance policy to cover yourself in case of accidents or injury.
The number of power boat accidents actually decreased by 1.25 percent between 2008 and 2009. However, of the accidents that did happen, the following were the top five causes:
In 2009, operating a speed boat while under the influence of alcohol was the number one leading cause of fatal boating accidents. It was a contributing factor in 16 percent of all watercraft deaths.
Every power boat operator has different needs, so it is important not to buy a “one size fits all policy.” Get coverage that is customized for you. The right agent can help tailor your coverage to fit your unique needs.
Your policy may contain several different types of speed boat insurance to cover various aspects of your risk, including the following:
You can easily search for speed boat insurance quotes online. This is a fast, convenient method of research that can help you get a lot of preliminary information fast. When it comes time to buy, you might have some questions - and that's where a living, breathing insurance agent can be very helpful.
An independent agent is a great resource when you're looking for quotes online or offline. Independent agents in the Trusted Choice network have access to several top insurance companies, understand many different coverage options and available discounts, and can help you find the right power boat insurance for your needs.
Power boating has its risks, and every year scores of people are injured or killed while operating speed boats. If you are a speed boat enthusiast, safe driving precautions can keep you and your passengers safe, and can also help you to keep your power boat insurance costs down. Remaining claims-free is one of the best ways to lower your boat insurance costs.
Here are some important safety tips for speed boaters:
When you decide to buy power boat insurance, find an independent agent in the Trusted Choice network. These agents will help you find the right policy for your needs at a rate you can afford. You will feel more confident about your insurance coverage, because you had more choices and more help.
Simply find a local agent from one of the more than 22,000 member agencies in Trusted Choice network. Your agent will fully assess your insurance needs and ensure that you get the quality, affordable power boat insurance you need for peace of mind on the water.