It’s been said that those in the military do more before 9 am than most people do all day. We won’t argue with that. So why would you want to waste your time trying to find the right price for car insurance?
Our independent insurance agents know all about car insurance, maybe a little too much. They even know that most car insurance companies offer some nice discounts to service members and veterans.
And they’ll help you find them, crossing all sorts of t’s and dotting every last i until they find the right policy for you, discounts and all. Let’s talk a little about military car insurance discounts, what they are and how you get them.
What Are Military & Veteran Car Insurance Discounts?
It’s simple: if you’re a veteran or current service member, many insurance companies offer special discounts on your car insurance. These discounts may also be available to your close family members (think spouses and children), depending on the company.
Most car insurance discounts work like a math problem that’s based on the likelihood of you getting into an accident. Luckily, military and veteran discounts are simpler than that.
They almost always work like a percentage-off coupon, say 5% or 10% or even 15% in some cases, skimmed off the top of your bill. That adds up to big savings each year.
How Do I Get Military and Veteran Car Insurance Discounts?
As long as you or a close family member serve (or have served), military and veteran discounts are some of the easiest car insurance discounts to get. Here’s how it’s done:
- Gather paperwork: You’ll need to provide documentation of your name, rank and dates of service to the insurance company. Save time by pulling this together first. Give your Commanding Officer (CO) a heads-up that you’re shopping, too—in some cases, a simple phone call from a CO can take the place of paperwork.
- Have a heart-to-heart with an agent: The more the agent knows about you and your family, the more money they can save you. We’re talking stuff like age, occupation (if you’re reserve or a vet) and marital status—nothing too sensitive. This helps the agent figure out if you qualify for extra discounts in addition to military ones.
- Compare wisely: After a little research, your agent will provide you with multiple insurance quotes. Now, we know it’s tempting, but don’t go with the cheapest one automatically. Ask what discounts have been applied first. You could actually be getting more discounts and better coverage with a mid-range option.
The Benefits of an Independent Insurance Agent
Now you know how military and veteran discounts work. But we all know how valuable your time is. So why do the hard work yourself? Our independent insurance agents stay on top of the industry and all the latest discounts so you don’t have to.
That means they’ll help you find the right coverage for you at the right price.
They’re not just there at the beginning, either. If something unexpected should happen and you need to make a claim, they’ll help you meet deadlines and ensure you’re getting all the benefits you’re entitled to. That can take a lot of work off your shoulders, and it’s honestly the least we can do to say thanks.