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What type of insurance do you need?
Business insurance is designed to safeguard your company against the various financial losses it may experience due to hazards such as damaging weather events, property crimes, and liability lawsuits.
This coverage can prove quite beneficial as is evidenced by the fact that businesses in Alaska collected more than $748 million in insurance claims in 2019 alone.
A local independent agent can help you build a customized business insurance plan that is designed to meet the specific coverage needs of your company.
Experts estimate that as many as 40% of all small businesses are likely to face a liability lawsuit setback over the next 10 years. One of the most common is for customer slip and fall injuries, which result in an average cost of about $20,000 per claim.
The following are some of the other common hazards American companies have experienced in recent years as well as the approximate average amount they collected when filing claims:
Let a local independent insurance agent help you identify the potential risks faced by your company so that you can be sure you are not left with an unintentional coverage gaps.
Alaska business insurance can cover losses associated with a variety of potential hazards, helping your company avoid large financial losses. Here are some of the many ways you can expect a well-built business insurance policy package to help your company stay profitable in times of trouble:
Having a business insurance policy is not required by law. However, there are times when you may be required to carry some types of commercial insurance that are often included in a comprehensive business insurance policy package. For example:
To learn more about coverage that you may need to have for your business, you can talk with a local independent insurance agent who will be familiar with your state’s laws and requirements.
Business insurance rates are calculated according to several factors such as:
Coverage needs can vary significantly from one industry to the next, so it is best to work with an experienced insurance agent who can help you build a comprehensive, yet affordable, policy package for your company.
A solid business insurance policy package will consist of several different types of policies. Because independent agents can work with multiple insurance companies, they are able to search for the best price for each type of coverage you need.
Sometimes this means that the way to get the most affordable overall price is by putting together a policy package that is made up of policies from several different insurance companies. Don’t worry. You will still only have one point of contact with your local independent insurance agent.
Yes! There are currently 33 independent agencies in Alaska. These agents are available and ready to assist you with all of your business insurance coverage needs.
Did you know that independent insurance agents can work with several different insurance providers to find you build a comprehensive, yet competitively priced, business insurance policy portfolio? Set up a one-on-one consultation with an independent agent near you for help making sure that your business is suitably covered against all of its various exposures.
Number of businesses in the US: 27,626,360
Burglary rate per 1,000 residents in the US: 3.76
Auto theft rate per 1,000 vehicles in the US: 2.29
|City||No. businesses||Burglaries / 1,000 people||Auto thefts / 1,000 cars|