Naples, FL Car Insurance

Find the right car insurance policy for you.


Located along the Gulf of Mexico in beautiful southwest Florida, Naples is a family-friendly destination that is perfect for any beach lover. If you’re lucky enough to live in Naples, FL year-round, you’ll enjoy easy access to an eclectic mix of shops and restaurants along with some of the most beautiful beaches on the southern shore. The only downside to living in Naples is the traffic, which can get really congested during peak tourist times. Make sure you’re prepared with a comprehensive Naples car insurance policy.

Our independent insurance agents offer personalized support to Naples drivers who are looking for affordable auto insurance. Our friendly agents will work with you to determine how much coverage you need and then lead you toward budget-friendly plans that will best protect your car against Naples’ biggest roadway risks.

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • #5 most expensive auto premium in the U.S.

While there are a lot of perks to living in Florida, the high car insurance rates are definitely frustrating. Our independent insurance agents can help you find the most affordable options and provide you with customized rate quotes based on your car's make and model, your age, and your driving record. 

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Florida requires all drivers to purchase car insurance. Minimum coverage limits are $10,000 for individual injuries, $20,000 for total injuries in an accident and $10,000 for any resulting property damage. The state designs these coverage minimums as a starting point to help drivers find adequate car insurance. However, you always have the option to buy extra coverage, a smart idea that could save you thousands if you ever end up in a major car accident.


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Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.8%

With nearly one out of four drivers in Florida hitting the roads without auto insurance, you’re at serious risk. If you get hit by one of these uninsured drivers, you’ll be forced to pay for your own car repairs. Uninsured motorist coverage is a great way to protect your personal finances and gain peace of mind that you’re always covered if you get into an accident with a driver that doesn’t have adequate car insurance.

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

Auto theft is something most of us never stop and think about until it’s too late. Unfortunately, stolen cars are not uncommon, and as a driver, you have to consider how you would react if it happened to you. Choose a car insurance plan that includes total coverage for auto theft so you can always have a backup plan if you become the victim of this crime.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Find a Great Naples Car Insurance Policy

Navigating your options for Naples car insurance can get confusing if you aren’t familiar with the world of auto insurance. Our independent insurance agents offer one-on-one support to help you find the best coverage at the most affordable price. Our experienced agents will provide you with rate quotes on multiple policies and help you choose a low-cost plan that offers maximum protection for your vehicle. 

Contact an agent today to get a free quote on Naples auto insurance.

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