Agency website
About us
Totally Covered
Serving our community, neighbors, and all of Alabama and Tennessee! Our hope is to make insurance work for you and your family's needs, while providing you with world class customer service, a family environment, and total transparency! Lets make sure you are Totally Covered!
We offer as many needs as possible and are adding more carriers to meet your needs!
Auto, Home, Life and Health
Medicare Advantage plans
Medigap plans
Hospital Indemnity plans
Supplemental benefits
Business owners policy
General Liability
Commerical General Liability
Workers Compensation
Cyber liability
Small business insurance
Professional liability
Contractors' insurance
Amateur sports insurance
Nonprofit organization insurance
Pet Insurnace
Dental insurance
Vision Insurance
Manufactured Homes
Personal Auto insurance
Auto warranty
Jewelry insurance
Tornado Insurance
Flood Insurance
Whole life
Term life
Specified disease policy
Accident policy
Critical Illness policy
College Education policy with life insurance
Senior life insurance
Annuities
Juvenile/ youth life policy
Cancer policy
24/7 accident policy
Business health insurance
Business auto insurance
Business property insurance
Vacant land insurance
Condo insurance
Landlord insurance
Drone Insurance
Collector Car Insurance
Antique Car Insurance
Collectable Car Insurance
Renter's Insurance
Rental Insurance
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteOur independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
Request a life insurance quoteAn annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
Request a annuities quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quote
Why choose L&M Total Coverage
States we serve
- Alabama
- Tennessee
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
