About us
Since 2000, AA Lares Insurance Services, Inc. has been committed to protecting individuals, families, and businesses with comprehensive insurance solutions tailored to their unique needs. As a family‑owned, independent insurance agency based in Orange and Anaheim, California, we pride ourselves on providing trusted guidance, exceptional service, and access to a wide range of insurance carriers, giving you more choices, greater value, and stronger protection.
Our team takes a collaborative, client‑focused approach to help you navigate the complex world of insurance with confidence. Whether you're searching for affordable personal insurance, reliable commercial insurance, or long‑term life insurance coverage, we work closely with you to design a policy that fits your goals, lifestyle, and budget.
With decades of industry experience, partnerships with top‑rated insurance companies, and a commitment to transparency and education, we make it easy to understand your options and secure the coverage that matters most. From home and auto to business, trucking, living benefits, and more, we're here to protect what you've built and the people you love.
At AA Lares Insurance Services, we believe insurance should be simple, accessible, and personalized. We're honored to serve communities across California, Nevada, Arizona, Oregon, Washington, and Texas, and we look forward to protecting you for years to come.

Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose AA Lares Insurance Services, Inc.
States we serve
- California
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Appalachian Underwriters, Arrowhead General Insurance, Bristol West Insurance Company, Chubb, Employers Compensation Insurance Company, Endurance Insurance, First American P&C Insurance Company, First Connect Insurance, GeoVera, Hagerty, Hull & Company, Infinity Insurance Company, Mercury Insurance Group, MexiPass, National General Insurance (GMAC), Neptune Flood, Pacific Life, Pacific Specialty, Palomar Specialty Insurance, Penn Mutual, Transamerica, United States Liab, Wright FloodAA Lares Insurance Services, Inc. Team
AA Lares Insurance Services, Inc. Reviews
Customer Reviews
I have been with AA Lares insurance for many years, they are always very friendly and always ready to help you out with whatever you may need, today and many other times i went in and seen Joe and like always he is very helpful and resolved my issue very quickly, i cannot be more happy with the service they provide, I 100% recommend it.
Fantastic Service! If you're looking for a great price and service that cant be beat, then call Joe C. or any of the ladies in the office. Seriously, a wonderful team. Excellent!
I've been with AA Lares Insurance company for 11 years now they are always there for me when ever I have insurance needs both auto and home they always have time for me and my questions and never mind looking for ways to save me and my family money I would and do recommend them to all my friends I'm always treated like part of the the family there give them a call you won't be disappointed.
Very professional, polite, and helpful over the phone. Thank you, Adriana Torres, for helping me find the best insurance for my car. I will recommend this place to my family and friends.
I had a great experience. Lesli was the best. She got me what I needed immediately. She has a great attitude. She reassured me, and Im happy I was referred to her. I'm definitely doing business again, thank you!
Cesar and his team with AA Lares were very helpful in putting together a bundled insurance policy for me!
Thank you, Cesar, for giving me a wonderful service resuming my auto insurance when I moved from New York to California. He compared two brokers and left me an option, which helped me save my pocket. I would continue my insurance with AA Lares in the future!
Where do I start- from the greeting to every question answered! My overall experience surpasses my expectations! Customer for well over 10 years & that wont be changing anytime soon.
This note is regarding the ourstanding service I received from AA Lares Insurance Services, especially Kystal Lares. Krystal possesses extreme thoughtfulness and thoroughness. She is always eager to make sure I achieve total satisfaction with her services. Besides Kystal, the other agents in the office are very professional and courteous. I have no hesitation in recommending AA Lares Insurance Services to serve your needs.
The people were very helpful and responsive. They really do get right back with me and send me emails quickly. Today, I worked with Denysse, and she redid my homeowners policy quickly and shopped around for me to save me money. I was very grateful for that, as its been a very tough year for everyone. Denysse was helpful & friendly.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.